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BT, M & S and unknown

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Not sure who I am venting at here but I'm not a happy frog.

Woken up by a text today to say my bank account is overdrawn. A visa payment is shown on my M & S bank account made payable to BT bill payment 1 Durham.

I have a direct debit via another account to pay for my bt bill.

I rang M & S who advised that this was a payment made via the phone or internet on 19th March and they gave me a BT reference number for the payment. I rang BT who could not identify the reference number. Both of the companies are looking into this and will contact me back on Monday.

I have cancelled my visa card (debit) but I have the card in my purse and have no idea how anyone could have made a visa payment with it. :mad:

frogletina
Not Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅

Comments

  • Valli
    Valli Posts: 25,458 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    have you advised M&S that you did not authorize this payment?
    Don't put it DOWN; put it AWAY
    "I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
    :heart:Janice 1964-2016:heart:

    Thank you Honey Bear
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Valli wrote: »
    have you advised M&S that you did not authorize this payment?

    Yes, they are passing it to the charge back department to investigate but they only work Monday to Friday.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I contacted M & S bank this morning who have put the payment into dispute and refunded the money to my account.

    They will contact BT but have said it could take 4 to 6 weeks for this to be resolved. They will request the money back from BT who may prosecute the person responsible for the fraud.

    In the meantime I will await my new visa card and hopefully nothing like this will happen again.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
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