Thursday 19th March - What small DFW things will you do today?

1HANNAH

Thanks for starting us off again Ziggy, glad you're in a better place today.

Todays plan

* Kids breakfast free at Schools breakfast club :j
* Fill water bottle at gym :j
* Gym :j
* Washing done and hung on the line :j
* Check Sun perks :j
* Check FPL :j
* Check TCB :j still waiting though :mad:
* Check Quidco :j

* Check Banking/update spreadsheets :j
* Do some Swagbucks :j
* All meals from stores :j
* Unsubscribe from junk emails :j
* Make families lunches for school/work :j


* Read a chapter of my book thats been on the bedside table 1yr+ :j

* Heating off until at least the kids home frm school :j
* Mend eldests onesie as it has a hole in the pocket -
* Stich picatcho back together as he's losing his belly (kids soft toy)

Have a good day all xxx

milliemummy

Hello, late with me list!!


Anyway, today I shall...

B/L/D from stores
Walk up and down to work
Check one poll, etc.
Continue stocktake
Charge phone at work
Buy bunny food
Post eBay parcel
Hoover
Tidy kitchen

That's about it, I think.

Hope you are all having a nice day.

xJOJOx_2

Afternoon everyone! Work is very quiet today!! Hopefully pick up soon and speed along my shift :-D gas and electric reduced now not at home all the time, so not struggling so bad now yey! Coming in on budget now! Not getting all my jobs done at the moment but have very little time and shattered when I do, hopefully will adjust soon.

Today's Listy

- free decent knife from work (done)
- walk home from work
- ds2 packed lunch (done)
- make use of free drinks at work (done)

Keeping it little today. Being naughty and having a take away tonight as no time. However from tomorrow will be tighten the belt again, had a bit of relaxed time but time to redo my budget and get debt busting

Xx

Bobarella

Hi All

Ziggy I did wonder why you hadnt posted this week. Sorry to hear its all a bit much. Is your OH fairly employable if he does get made redundant? My husband was the month we started the business, which was hideous, but in the end turned out really well as he got a £14,000 pay off & a job within a month. But the fear is so awful isnt it. Sorry to hear your mum sounds very wobbly as well...life can be so hard cant it.

Foxgloves - Hope your MOT was ok? Well, not yours personally but the cars

Dawn - That is enlightening about Ocado, I would never have thought they would be cheap. How is your little one now?

Carrie - Thank you. And I am sorry to hear about your OH, how can they leave someone needing painkillers for a week??

FVD -You'll get back on the horse though wont you. I have faith. And it sounds like both your mum & MIL have been on the recieving end of your spree in any case so nice not bad FVD.

JoJo - I've managed to avoid the takeout temptation this week goodness knows how. Hope you enjoy yours.

Waves to everyone else.

Another good day in the business. Started off a bit quiet but seemed to be lots of new faces today which is a good sign. I managed to get baking done & we have a good turn over happening of older stuff out, fresh stuff on the counter, so Im happy with that. Took enough to make my half payment to EON for £161 today, & the remainder due next Friday.
Was pleased to discover that my business insurance policy is now paid up till renewal in May, so thats a nice surprise as thats £60 a month.
Checked my own banking too, its not pretty. We have a quiet month on the personal finances month coming up. But I dont think we will be able to achieve as much as I'd hoped. But if we can get on top of the spiralling OD & maybe pay off a bit more of the CC than usual I will be pleased. I suppose you cant have it all.
If we have a decent day tommorow I am earmarking the money to pay for one of the Paypal card machines. You have to pay £69 upfront, but then no fees whatsoever, just the charge on the purchases you take via card. And no contract even more appealingly. Having had a 3 year deal with Streamline, & a minmumn of £50 a month to pay them, I find this very appealing.

Just wish I could get over this anxiety of wanting to know what the future holds re the business. End of the day, in less than 2 weeks the daily take has doubled, and I am paying bills, with real money not an OD, so I should be pleased shouldnt I?

Bob

foxgloves

Hello again,
Enjoyed reading about everyone's day. Hope everyone feeling low, poorly &/or worried soon start feeling better, or that the worst case scenario doesn't come to pass. Bob- Sounds like a good start. FatvonD - here's hoping tomorrow brings you a little glimpse of the Wagon....we all know that feeling!
Today's efforts:
*Saved energy by keeping downstairs heating off till 5pm , switching iron off for final garment & cooking lentils in the slow cooker as they always take ages anyway & keep boiling over on the hob.
*Made dhal with crispy onions, garlic & chillies....enough for dinner & to freeze 3 spare portions.
*Did next week's meal plans.
*Wrote shopping list.
*Dealt with burned dish using soda crystals. It looked past earthly help but came out fine.
*Watered baby chilli plants.
*Did some surveys.
*Made tomorrow's packed lunch.
*Still doing 'Use it up' - currently a cleanser which I cut open to find a week's worth of product & an eyeliner which goes on fab, then appears to turn into uncomfortable sticky black glue.
*Car passed its MOT, & as there was £5 off for booking online, the fee was only £30.
*Checked online banking to see how my March budget is going. Eh? What? Very surprised to see quite a lot more money in current account than I was expecting. Deducted expenses still to come, still a big discrepancy. Basically, I appear to have around £250 than expected. Fetched coffee. Went thru entire budget with calculator. Absolutely CANNOT find the error. It's certainly been a month of swapping different funds around the various 'pots' but I always make a note of such things to keep the accounting straight so I am completely baffled. I know it's better than being £250 lower than expected, but I'm worrying now that I've missed something. Will check OLB every day now till payday, in case something rears its head. I have honestly checked every sum!
*Some leisure time now with my new knitting & a bit of TV.
Love to all,
F x

ziggy2407

Bobarella wrote: »

Hi All

Ziggy I did wonder why you hadnt posted this week. Sorry to hear its all a bit much. Is your OH fairly employable if he does get made redundant? My husband was the month we started the business, which was hideous, but in the end turned out really well as he got a £14,000 pay off & a job within a month. But the fear is so awful isnt it. Sorry to hear your mum sounds very wobbly as well...life can be so hard cant it.

Just wish I could get over this anxiety of wanting to know what the future holds re the business. End of the day, in less than 2 weeks the daily take has doubled, and I am paying bills, with real money not an OD, so I should be pleased shouldnt I?

Bob

Hubby was made redundant 5 years ago (he made surgical instruments and had been there from being 15), he got a job through an agency and was taken on (he now makes surgical implants - knees/hips/shoulders), he doesn't like the job but goes everyday

Mum - some days she is so on the ball and other days not so, some days I can have in excess of 15 calls

You are doing a fantastic job, love hearing about the shop and your plans - you should be immensely proud :T

foxgloves wrote: »

*Still doing 'Use it up' - currently a cleanser which I cut open to find a week's worth of product & an eyeliner which goes on fab, then appears to turn into uncomfortable sticky black glue.
*Car passed its MOT, & as there was £5 off for booking online, the fee was only £30.
*Checked online banking to see how my March budget is going. Eh? What? Very surprised to see quite a lot more money in current account than I was expecting. Deducted expenses still to come, still a big discrepancy. Basically, I appear to have around £250 than expected. Fetched coffee. Went thru entire budget with calculator. Absolutely CANNOT find the error. It's certainly been a month of swapping different funds around the various 'pots' but I always make a note of such things to keep the accounting straight so I am completely baffled. I know it's better than being £250 lower than expected, but I'm worrying now that I've missed something. Will check OLB every day now till payday, in case something rears its head. I have honestly checked every sum!
*Some leisure time now with my new knitting & a bit of TV.
Love to all,
F x

Great news on the MOT and great news on the extra funds - let's hope it continues to be in your favour.

use it up - it's amazing how much is left in the bottom of tubes isn't it.

knitting - what's your latest project?

foxgloves

Hi Ziggy,
Yes, I always cut tubes & plastic bottles open now.
My latest knitting project is a lovely informal wrap/cardi in a lacy but quite chunky leaf pattern. It's knitted on circular needles, starting at one of the cuffs. It's a charcoal sort of v dark grey colour. It's quite a nice pattern to knit......as long as cat keeps his naughty paws out of my yarn basket. Grrrr! X

Bobarella

Wow Ziggy I've literally never heard of that job before. How unusual! 15 calls a day, that is a lot. Poor mum.
Thanks so much for your kind words, it is nice to feel people are hopeful for you.

Foxgloves - Glad to hear about your MOT. That's a weight off your mind. But how nice to have an extra £250! It's not a council tax break month or something like that is it?

carrielovesfanta

Seems like everyone having a good and mse day. Slight deviation from the plan here. Been in the pub. Tee hee hee