Thursday 19th March - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and canceling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:

foxgloves

GOOD MORNING CAMPERS!!
Am planning a money saving day. It's also Car MOT day, so am hoping today's efforts won't be wiped out with a big smelly bill.
See you later for progress report.
F x

DawnW

Morning all
I was babysitting all day yesterday, so nothing got done Baby is nearly better though, and we had a hilarious time
Must make up for it today. So, my list:
Check banks
Washing, and on the line it goes when it is done
Not a NSD as my shopping will be delivered in a minute. On the positive side, there were loads of offers, so I got a lot for my money (I don't know why people think that Ocado are expensive, as they are cheaper than Lidl (where I also shop) for some things ) I get a delivery every couple of weeks, and pop to Lidl, or occasionally Sainsburys, in between times for top ups / some specific things.
Pop to my sales unit, and to the local toy shop while I am out, as it is GD2's 8th birthday next week
All HM meals as usual
Heating on only in bathroom and airing cupboard, on timer, though if/when it gets chilly later I will light the wood burner.
Do a bit in the garden, hopefully. I need to repot a bay tree and redo my strawberry hanging baskets
Make a cake - the tin is empty :eek:
Housework if time :eek: Must at least do some

Right, better get on. Have a nice day everyone

carrielovesfanta

Morning folks!


Ziggy - thanks for starting the thread


Foxgloves - good luck for the MOT


Dawn - glad that DGD is feeling better


Bobarella - take care of yourself. try and rest when you can


GettingOrganised - that avatar is an accurate representation of my face currently


OH has his first physio app today so I'm hoping that they can give him something better for his pain and diagnose him properly. I hope they will be able to fix him eventually! On this plus side, the problem makes it hard for him to sit down, which has made him more active and reduced out spends on eating out as he can't sit and enjoy it! He's also working lots of evenings which has also reduced spends. Account looking relatively healthy for this far into the month.



Poor OH. They think it will take some fixing. He has to have a neuropathic painkiller that is also an anti-depressant (may be useful though for the ptsd??). Unfortunately he has to wait a week before his phone consultation for the painkiller!

Small list again I think

• B/L/D from stores
• Charge phone in work
• OH has a lesson to teach today so will be passing me back some of the money he owes me
• Check online banking and reconcile spreadsheet
• Overtime
• Little bit of housework from rota
• Checked ebay items. No bids but 1 watcher. Weirdly, I'm not interested in money for this item. It has sentimental value so I want to make sure it goes to a good home!
• OH off out tonight so I'm going to chill out at home

Another small list but still chipping away


Have a good one all


clf x

Meatloaf1981

Chasing up my Quidco cashbacks today. Both the ones I had for Asda suddenly and mysteriously dropped off my list whilst I was waiting for Asda to confirm them. I've now had to raise claims on them both which is rather annoying.

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Apologies for starting & running this week, felt I didn't have much to say (been a bit low and worried about impending redundancies at OH's work and mums increasing confusion & endless phone calls) but still wanted to feel connected to you guys (hope that makes sense). Anyway today although have shocking earache and sore throat have woke in a better frame of mind, so my little list:

Packed lunch for DH & DS - Done
Read meters & chart - Done
Baked OH's fave oat biscuits - Done
Made fatballs for birds - Done
Tea prepped -Done
Listed few bits DS wants to sell - Done
Continue the great de-clutter (seems never-ending) -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read -

Have a great day, love to you all

C x

PS Nectar/Sainsburys are "doubling" up points from now until 31 March

carrielovesfanta

Big hugs ziggy. Hope you feel better soon and that OH's job safe. It must be hard worrying about your mum too

FatVonD

Not even sure why I'm posting today as I've just bought a Pandora bracelet for my mum's 80th birthday (in a couple of months.) My only excuse is that I've had it on my mind to get one for both the mums for a while now so we never have to think too much about Christmas and birthday presents ever again! I have however managed to locate the perfect picture to have a print made for DH's mum (a place she always talks about from her childhood) which cost me nothing and she will appreciate the thought (unlike my mum who is far more materialistic.)

I'm going to have to buy a sandwich for lunch today too.

And I'm going out tonight but it's one of DH's gigs and I've offered to do the door so at least I won't have to pay to get in :rotfl:

I think I'm well and truly off the wagon, in fact it's so far off I can barely *see* the wagon

uphillstruggler

Hi everyone,

Sending good vibes to everyone who needs them.

Today I have/will:
*check accounts (done)
*get items posted (done)
*continue the big clearout I have going on! (done)
*clean out car boot...no idea what's lurking in there at the moment! (done)
*look at car insurance quotes and rescue cover
*low-spend day (good so far...)
*food from stores (in progress)
*don't buy coffee in town! (yay! I'm terrible at just "dropping in" for a coffee)
*update budget
*book service for car
*do some free exercise on the bike

Have a super day, everyone!
US

littlemiss_pretty

Hello Everyone

Things for me to do today are;

-Online Banking to check accounts
-Brining Pack Lunch to Work
-Drink lots of Water (water fountain at work)
-Find water meter when I get home and see If I can make further savings
-Find electricity bill and call them

That's all really

Have a good day people and well done in advance :T

LullaBelle

Hi everyone,

Hope you are all well?

My plans for today are:

Charge phone in work
Charge fitbit in work done
Leftovers for lunch today
Check cupboards to see what we can have for dinner done - pasta it is!
Check online banking done
Walk to the bargain shop to get toilet roll and kitchen roll
It's a lovely day so I'll put the washing out on the line
Keep heating off all day