General election and investment timing...

digannio

I just think that if I sit on this cash waiting for the big correction, I might still be sat on the wad of cash in a year's time wondering when to move. And I suppose if there is a correction the week after I invest, a year or so forward I may well be wondering what all the fuss was about after things are back on the road to recovery.
Forget the election, forget hanging back in fear of what might happen, I think I'll just take the plunge and get the cash in the markets earning its keep as soon as poss.

redbuzzard

EdSwippet wrote: »

Maybe nominally, but not in real terms:

http://www.theguardian.com/business/2015/feb/24/ftse-100-hits-record-high-of-6959-greece-eurozone

"If the 1999 high is adjusted for inflation, the value of the FTSE 100 index would need to be 10,700 in 2015 to be at an all time high."

Fair point as far as it goes, but that included the dotcom bubble

MarkBargain

I read somewhere that if you invested (in a well spread market fund) at the worst possible time before the financial crash, you'd still have made about 30% by now due to the recovery in prices plus dividends paid by the shares.

jimjames

redbuzzard wrote: »

Fair point as far as it goes, but that included the dotcom bubble

So peaks don't count if they're part of a bubble? You only know it was a bubble after the event so we may be in one now in USA

richyg

Digannio,

If you were already invested in the stock market, then moving to a new provider doesnt need to make a difference. Bur going from 100% invested to 100% cash -mwell that is a big change.

I think the Americans have a saying in jacuzzi / swimming pool terms.

Are you in the pool with us (ie in the market) :)or watching from the sidelines.

Glen_Clark

As I understand it, the markets don't like a Labour Government. But if the Conservatives get in there will be a Referendum on Europe and the markets won't like that either?

redbuzzard

jimjames wrote: »

So peaks don't count if they're part of a bubble? You only know it was a bubble after the event so we may be in one now in USA

Didn't nearly everyone know it was a bubble? Plenty of people said it was at the time. The thing with bubbles is that even when people can see it, they all think they can get out before it bursts.

But I did use a smiley...

Glen_Clark

redbuzzard wrote: »

Didn't nearly everyone know it was a bubble? Plenty of people said it was at the time. The thing with bubbles is that even when people can see it, they all think they can get out before it bursts.

But I did use a smiley...

I said at the time I couldn't understand why dot com companies were reaching such astronomic valuations based on the number of hits on their website, and not sales or profits. It was like 1,000 people looking round the shop and 999 walking out without buying anything. But I still had my doubts because there is always the feeling in the back of your mind the 'experts' can see something you can't.

kidmugsy

Sell in May and go away.... There may be an emergency budget in July. Another general election in prospect......

I'd be more worried about the Dow than the FTSE. About China than Russia. About the EU than Japan. "The market climbs a wall of worry."

Personally I'd be tempted to wait for the Autumn. But I always find it harder to time buying than selling.

With £50k you can afford to invest ca £12k per quarter just as an act of caution. Or stag Mr Woodford's new investment trust?

Borrowedtune

ColdIron wrote: »

You might find the following interesting

http://www.hl.co.uk/news/investment-times/2014/12/election-fever

Predictable elections had no impact on the markets shocker !


Is this the famous HL research that some think is worth paying thousands a year for ?


This one reads like it was written by the YTS kid.