where has my ccj gone?

alicemelinda

I had a ccj against me for a failed mortgage after the breakdown of my relationship a number of years back. I tried finding out how much longer it was on my file for today (via the .gov website) but my report came back "no files found".
Does this mean its gone??
I've been trawling the internet for about an hour now but don't know where yo go to find out when it might have ended, I'm also worried if it is still on there and I'm not aware.
I was subscribed to Experian for quite some time but canceled it as the £9.99 a month fee seemed like a waste of money.
I don't know where to go from here. Any help welcome!

Stevie_Palimo

Has it been 6 years ?

andyfromotley

Try Noodle which has some of the info credit reference agencies hold and is free.

Alternatively check with the three main CRA's. They have to give you a copy of your file, it costs £2. Do not sign up for a monthly fee, this is useless, all you need is the statutory report.

You need to check
Experian
Equifax
and i think the third one is Call credit?

hope this helps.

alicemelinda

I didn't think it had been, but its possible. I really thought it had only been about 5 years but I could be wrong. I just don't know where else to go to find out!

alicemelinda

I've just tried noodle, ots found it and it will be 6 years in September. Bit annoyed that I paid £4 for my report from the link on the .gov website and it didn't find anything!!

Westminster

For clarity - Noddle is a part of Call Credit

PaulW922

It may be registered at your old address and did not therefore show up when you did your check with the registry.