Assessing funds

quarky

Hello,


I have had a couple of funds for several years, and have very little idea as to whether they have done well or not.
If I look on bestinvest, fund A has returned the following cumulative performance:

6m - 2.84
1y - 0.62
3y - 27.74
5y - 30.33

This is a European (ex UK) fund.



Fund B returned the following:

6m - 5.76
1y - 3.09
3y - 47.90
5y - 68.25

This is a UK fund.

As an absolute beginner, can anyone give me any tips to determine whether these have actually done OK, or if they are garbage? I would expect the Euro fund to have struggled recently given the £/€ differences...

Radiantsoul

What are the name of the funds? What are you investing objectives?

jimjames

Have you compared to the relevant indexes and fund group average?

coastline

This might help....Ftse all share and Europe indices.

Load your funds onto the chart..

http://www.trustnet.com/Tools/Charting.aspx?typeCode=NASX,NAWEXUKS

redbuzzard

Hard to say. What level of volatility have they shown, what are their benchmarks, what do they invest in (e.g. are they both 100% equity funds or something else?) Those time interval performances are only any use as a comparison with something trying to do the same thing, and can look very different depending on exactly when they start and end.

Easiest way to answer that is to say what the funds are.

If you want to try and answer your own question, sites like Trustnet will let you chart their performance against other funds with similar make up, volatility and objectives.

If they are 100% equity, neither seems to have broken any pots but that isn't an analytical view, just an impression.

quarky

Thanks. I didn't want to name then, because I want to know how to judge them myself rather than someone tell me if they are good or bad.


They are:
SCHRODER EUROPEAN ALPHA PLUS A

JPM UK STRATEGIC GROWTH A

Cheers

quarky

I can't actually see either of those on trustnet.com
Am I blind? I am filtering by "Investment Trusts"

TranceNRG

Different sites seem to have the names of the funds slightly different.

SCHRODER EUROPEAN ALPHA PLUS A

http://www.trustnet.com/Factsheets/Factsheet.aspx?fundCode=JYF67&univ=O


JPM UK STRATEGIC GROWTH A
http://www.trustnet.com/Factsheets/Factsheet.aspx?fundCode=DVFT5

Radiantsoul

My feeling was the JPM UK fund is supposed to be UK growth, but the top holdings are: -

Holding Rank Percentage (5)
HSBC HLDGS 5.60
ROYAL DUTCH SHELL 3.80
BRITISH AMERICAN TOBACCO 3.50
VODAFONE GROUP 3.50
ASTRAZENECA PLC 3.40
PRUDENTIAL PLC 2.60
BT GROUP 2.20
RIO TINTO 2.10
RECKITT BENCKISER GROUP PLC 2.10
UNILEVER 2.10

The list doesn't seem to quite match the style imo.

redbuzzard

quarky wrote: »

I can't actually see either of those on trustnet.com
Am I blind? I am filtering by "Investment Trusts"

They are OEICS, not investment trusts

quarky

Thanks, I guessed it was something silly