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Convert large home to two flats.

Mustbeananswer??
Mustbeananswer?? Posts: 548 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
edited 15 March 2015 at 4:13PM in House buying, renting & selling
The large home i'm referring to is two houses knocked into one.I'm wanting to convert it to two flats and wonder what legally I have to do to do this.

I will be living in the first floor flat and a child and his girlfriend of a friend will be occupying the ground floor flat.When they leave I may be interested in selling one of the properties...When that happens will I be paying Council Tax on both(obviously not when its sold....but will both flats be liable for council tax??).

Initially I would have to put in a kitchen upstairs and a bathroom down...thats not the problem....I am well connected and have the tradesman to do that.There would be little change to the outside appearance of the property.Would this be a clerical/planning nightmare for me to enter into please??;)

Comments

  • anselld
    anselld Posts: 8,684 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You need planning permission.
    You need building regs approval including adequate fire and sound separation between the two flats and between each flat and the communal areas. (This will be quite onerous and expensive)
    You will probably need acoustic testing as part of BR sign off.
    You will need separate utility supplies.
    You will need BR compliance certificates for the separate gas and electrical installations.
    You will need to get it re-valued by the VOA on completion as two seperate units.
    (On the plus side, if you manage to make it uninhabitable during development you can probably have it temporarily removed from the VOA list.)
    You will need so have permission from your insurer and mortgage company.
    You will ultimately make it unmortgageable unless you also do the legal work to split the separate flat leases from the freehold.

    ... but it *is* possible!
  • Old_Git
    Old_Git Posts: 4,751 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Cashback Cashier
    depends on the area but if it was two houses to begin with why not just convert it back into two houses
    "Do not regret growing older, it's a privilege denied to many"
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Everything said above.

    It would certainly be easier (and therefore cheaper) from a building regs point of view to take it back to two houses.
    Everything that is supposed to be in heaven is already here on earth.
  • lincroft1710
    lincroft1710 Posts: 19,105 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Agree with all above comments, plus a house is usually worth more than a flat.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • That is not a bad idea actually......would it avoid having to do a lot of the things that anselld mentioned??
  • anselld
    anselld Posts: 8,684 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 March 2015 at 7:31PM
    That is not a bad idea actually......would it avoid having to do a lot of the things that anselld mentioned??

    You need planning permission.
    [STRIKE]You need building regs approval including adequate fire and sound separation between the two flats and between each flat and the communal areas. (This will be quite onerous and expensive)[/STRIKE]
    [STRIKE]You will probably need acoustic testing as part of BR sign off.[/STRIKE]
    You need BR approval for any structural changes, new soil pipes, etc. Nothing too arduous.
    You will need separate utility supplies.
    You will need BR compliance certificates for the separate gas and electrical installations.
    You will need to get it re-valued by the VOA on completion as two seperate units.
    (On the plus side, if you manage to make it uninhabitable during development you can probably have it temporarily removed from the VOA list.)
    You will need so have permission from your insurer and mortgage company.
    [STRIKE]You will ultimately make it unmortgageable unless you also do the legal work to split the separate flat leases from the freehold.[/STRIKE]
    You still need a bit of legal work to split the registered titles.
  • Thanks for that anselld and everyone who contributed....
  • Could I just ask further...just putting in a bathroom downstairs and a kitchen upstairs would and a bit of partitioning wouldn't require any of this legal stuff??
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 March 2015 at 7:57AM
    If you partition these flats off, yes it would. You are introducing new risks which need to be addressed for your own safety.

    I'm pretty sure that putting a kitchen upstairs would have fire escape implications as well.
    Everything that is supposed to be in heaven is already here on earth.
  • Never thought about the fire escape..thanks....
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