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Hope is not an Effective Financial Strategy

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Comments

  • Lynplatinum
    Lynplatinum Posts: 939 Forumite
    Whooo Hooo well done Jimmy - you have been an inspiration this year! Keep going mate!

    Am off on a coach trip with some mates for a few days and wont get internet and am really lookin forward to the figures!!!
    Nite all
    Aim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
    NSDs 2015:185/330 (allowing for hols etc)
    LBM: started Jan 2012 - still learning!
    Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks lyn, and more importantly thanks for reading my ramblings as that keeps me posting!

    £1 TT'd with my morning brew. Accounts all in order and I just need 30mins to post accounts. Fingers crossed baby SJ is asleep after school run as Mrs SJ is leaving me in charge whilst she heads to the gym.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    It's the part of the month I look forward to too.. keep it up SJ and drag me along :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glorious morning so dog walk with pram in tow! Accounts will have to wait till tonight now!
    MFW: Was: £136,000.......Now: £47,736.58......
  • diamondsonly
    diamondsonly Posts: 241 Forumite
    Hi SJ,


    Disappointed that i'll have to wait until tonight but gives me something to look forward to to get me through the work day!!

    Enjoy the walk and time with baby x
    1.7.15: £157,469.64, 10.02.16: £93,434.74
    FIT-4 #34, MFW 2016 #89 (£7350/24000)
    Target MFW Dec 2018
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well here goes...best time of the month!

    Pleased to report we've had our best ever month!:j
    • Total Overpayments - £884.36
    • Net Reduction - £1,362.90
    • Daily Interest Now - £6.66
    • Closing Balance - £122,131.48
    • Percentage Loan Left - 89.80%
    • LTV - 55.26%

    Comparison to March 2015
    • Balance - £134,917.58//£122,131.48
    • Daily Interest - £7.36//6.66
    MFW: Was: £136,000.......Now: £47,736.58......
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Great numbers, SJ!
  • ourcornercottage
    ourcornercottage Posts: 1,526 Forumite
    Fantastic month there SJ :)
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Luvin the figures SJ.

    New month begins tomorrow :)
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    awesome figures SJ.. lost at the daily interest reduction!!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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