Hope is not an Effective Financial Strategy

SueP19

Love comparisons :j:j:j

shangaijimmy

56p TT'd this morning, and more significantly £15 of Halifax rewards OP'd! March is well and truly up and running!

jodles16

Hey SJ, looking forward to your comparison! TTs are going very well as always! Keep up the fab work!

Jodles

shangaijimmy

Thanks jodles. Just TT'd another £1 this morning. Bank account looks very healthy and Mrs SJ gets paid on Friday so I'm just weighing how much of a bonus OP to send. Thinking about £50 but just need to do some calculations first! Determined to get another £800 OP month whilst there's no council tax to pay!

A_Frayed_Knot

shangaijimmy wrote: »

56p TT'd this morning, and more significantly £15 of Halifax rewards OP'd! March is well and truly up and running!

I didn't get my reward - my switch completed 4th of the month, so maybe that's why - not a complete month:(

shangaijimmy

Wow, quiet week for me on here, and didn't even sneak a visit yesterday! I've been on with TT's and sent £1 this morning. The pot for the week is currently £5.37 with tomorrow to go before OPing it.

Mrs SJ got paid yesterday and account was in good health so I've been weighing up how much of a bonus OP to make. I couldn't decide between £30 and £40, so opted for £50!

Coop to Yorkshire bank switch completed on Thursday, so now a 60 day wait fir the £150 so I need to remember to shuffle in and out £1k for March and April.

Lastly Mrs SJ is now ready to return to gym membership so that's £10 a month I need to rebudget for. When she cancelled for pregnancy last year I temporarily allocated the cash to OP's but we all know that's not moving back!

A_Frayed_Knot

shangaijimmy wrote: »

Wow, quiet week for me on here, and didn't even sneak a visit yesterday! I've been on with TT's and sent £1 this morning. The pot for the week is currently £5.37 with tomorrow to go before OPing it.

........... couldn't decide between £30 and £40, so opted for £50!

.......... last year I temporarily allocated the cash to OP's but we all know that's not moving back!

Loving this ......:rotfl: ...that's the way .... :beer:

mrsp1987

Mr SJ, you seem to be the master of current account switching. Am I right in thinking that if I open a current account that requires a minimum pay in of £1000 p/m to get the interest advertised I can just set up a standing order from my current account with another bank to the new current account and then set up another standing order for the following day to send it back?

debtfreeoneday

Good going that man! £50..

shangaijimmy

Mrsp - you can shuffle that way, or manually do it via after transfers which arrive within minutes. I favour the faster transfers approach and box them all off in a 10 min period. So...
FD to TSB1, TO TSB 2, TO Halifax 1, to Halifax 2, to Halifax 3, to coop/Yorkshire, then back to FD.