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Hope is not an Effective Financial Strategy

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  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    6 sales! Brilliant! Well done.

    I never got the chance to do a wee house on excel today in work - way too busy at mo but when I do get round to it I'll link it to here.
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have just put our brick house on the fridge :j

    I made it online quickly today. Nothing fancy but I made it so there are 202 bricks in total, because that's how many thousands we paid for our house.

    I have numbered all the bricks and put a cross through the ones we own as of now. There are 116 bricks to go :D

    Thanks for the tip!

    Lippy
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good job! I always get excited when i get near to the end of a row!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    27 items re listed tonight, so i've used 95 of the 100 free lists. Amazingly 1 item received a bid within 5mins! and a substantial one that is one of my polo shirts, so money to me!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • turtlemoose
    turtlemoose Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    well done on the ebaying SJ, the though of listing 9 items fills me with dread, let alone 95!
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Thats amazing ebay listing :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    To be honest there's a bit pf cheating as most don't sell but then stay for a relist. in terms of new items we only had 34...
    MFW: Was: £136,000.......Now: £47,736.58......
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    that's still a heckuva lot of listing! I tend to gravitate to the local FB selling page, do you have one?x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not sure on the FB thing as i'm one of the few people in that avoids FB and Twit!

    I work with young people and see them wasting hours of their lives and missing some amazing life experiences that we give them because of social media. So i avoid to avoid being sucked into the virus...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • SavingRaven
    SavingRaven Posts: 63 Forumite
    Shanghai Jimmy, you've inspired me to do 2 things - list the remaining bits on fleabay this week and also to get creative and get me a little house to colour in. Love seeing the progress - have Blue Peter style totalisers for savings but definitely need to do one for OPs. *runs off to find felt tips*
    Target 1: Debt: [STRIKE]4459.02[/STRIKE] Jan'15 [STRIKE]2899[/STRIKE] Feb'15 0
    Target 2: Emergency fund: Feb'15 [STRIKE]1500/6000[/STRIKE] Mar'15 6000/6000
    Target 3: Buy-to-let fund: Mar'15 [STRIKE]1200/4000[/STRIKE] Apr'15 4000/4000
    Target 4: Pay sister back: 9000/40000
    Target 5: Get mortgage to 250k: Jan'15 271,659 Today 259,283.82
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