does this make sense

robotrobo

sjh101 wrote: »

I'm hoping somebody can clarify something for me as I can't get my head round it to explain to the Mrs properly........even though I don't think it's that difficult to work out.

I have a phone contract which is due to expire in May. The contract is for £32 a month and I have rang up the provider to ask how much it would cost to cancel early. I was told it would cost £55.44 to cancel early.

We have a joint account where wages etc gets paid in, and we each of our own personal accounts where we take a set amount from the joint for ourselves each month. The joint account is where each of our phone bills gets paid from and we have allocated £15 each to cover phone bills, anything more comes out of our own accounts. So in my instance with my current £32 a month contract,£15 is from the joint and the remaining £17 I pay out of my own pocket. ( £32 still comes out of the joint, I just take -£17 from set amount each month )

I want to take up a new deal with a new provider that's going to cost £34.50 per month, and with it being my first bill it is usually a bit more.......let's say £50 for the new contract I want to take out.

The bit that's confusing me is........from the contract I'm cancelling i will have £55.44 to pay if I cancel now, and if I take out the new deal my first bill (for arguments sake) will be £50 (because it's the first bill and always a little bit more). So with regards to the £55.44 to end the current contract, and bearing in mind what I said earlier, am I right in thinking that £15 of the £55.44 would be paid for by the joint?

And regarding the new contract I want to take out, if the first bill is £50, am I right in thinking that £15 of that should come from the joint also, and the rest I pay myself?

((So to cancel contract £40.55 is covered by me and £15 comes from the joint))
((The new deal with first bill amount, if it was £50, £35 is covered by me and £15 from the joint))
Assuming these bill amounts are what it would actually be. In order to continue with our payment structure of £15 being allocated to phone bills from the joint, and the rest being from our own money I would need to pay from my own pocket £75.55 to cover cancelling the old (£40.55) and taking out the new (£35) and the rest covered by the joint account?

Does this make sense?? Just trying to figure out what I would need to pay.

Thanks

Would it not be better if you divorced her!!, & start again:rotfl:

[Deleted User]

Hi,

pelirocco wrote: »

Do you have his and hers loo rolls ?

help,