Incorrect electoral roll information on Experian

Hello - I have recently reviewed all my credit information ahead of a mortgage application (this would be a new mortgage after the sale of my current property and the end of my current two year fixed term)

Experian are showing me as registered on the electoral roll at my old address (and I know I have been removed off that roll in a different local authority), although Callcredit/Noddle and Equifax are showing me on the electoral roll at my current address for the correct amount of time.

I have contacted Equifax about amending this, but wondered if this could cause me any issues with my upcoming mortgage application.

Everything else is as it should be on all the reports.

Thanks in advance for any thoughts and comments.

Comments

  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You need to contact Experian and make sure that you are showing as registered at your address. The address needs to match exactly. So for example if your house has a name as well as number then check what the council refer to it as. In my previous place my landlord had changed the name before I moved in but hadn't thought to tell the council which meant although I was registered to vote, it showed on Experian that I was not as my address did not match. I had to get them to add the previously known as address in parallel so it showed as me being registered.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • hannhol
    hannhol Posts: 109 Forumite
    Thanks, as I said I have contacted Experian. But unfortunately it is taking them rather a long time to get back to me.
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi hannhol
    hannhol wrote: »
    Thanks, as I said I have contacted Experian. But unfortunately it is taking them rather a long time to get back to me.

    I would like to take a look into this for you, I'll check to see if we have an update to your query ahead of your mortgage application.

    Could you please email me your details (name/dob/address) and if you’re able to provide me with your Electoral registration number I will gladly be able to look into this further for you.

    Regards
    James Jarvis
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.8K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.8K Work, Benefits & Business
  • 619.5K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.