We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car Buying

We are wanting to buy a little car - minimum road tax etc but am just struggling to get head round the best way to do it.
We have £2000 cash available plus £3000 on a 0% credit card over 19 months which is fine. We have seen a little Ford Ka, 3 years old that we could buy outright (husband not keen on Ka' s but hay ho!) or should we be looking at the dealerships who offer a down payment followed by a monthly payment for so many years then hand it back or pay a final amount (which wouldn't be happening!) which also fits into our financial criteria and practically the same amount of money being spent over time.
Which would be the savvy way to go do you think? Thanks.

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.