Wednesday 11th March - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Cold and frosty here today but the sun is shining for now, my little list:

Packed lunch for DH & DS - Done
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read

Have a great day, love to you all

C x

milliemummy

Thank you for starting us off today, Ziggy.

Can see blue sky outside, wonder if it willn be a nice day?

Today's little list:

B/L/D from stores
Check one poll, etc.
Check banking.
Walk up and down to work
Sort order out for work
Charge chargeables at work
Hoover
Sort stuff for EBay ( didn't get chance yesterday)


Have a good day, everyone.

1HANNAH

Morning all,


Wet & windy here today :-(


Todays list


* Kids breakfast free at Schools breakfast club done
* Fill water bottle at gym done
* Gym - shower & dry hair done



* Farmfoods to get wash powder/frozen fruit/veg meat/cheese etc done, spent £59 but used a £5 off voucher so £54 spent
*Check Nectar done £3.11 621 POINTS
* Check Sun perks done
* Check FPL done just need to check again at 9pm
* Check TCB still not sorted payout waiting for another reply from cs
* Check Quidco done
* Check Boots points done £1.95
* Debenhams beauty card done £15
* Check Banking/update spreadsheets done
* Do some Swagbucks done, got target but will try more surveys tonight
* All meals from stores b/l done - jacket spud & tuna for tea
* Make a food plan after food shop
* Heating all off done, contemplating putting gloves on though!

* Unsubscribe from junk emails done inbox is empty
* Make boys lunches for school tomorrow
* Tonights tv - boxset that hubby isn't interested in (as he's away)
* Use a foot cream tonight in front of tv as a pamper sesh (had this in bathroom cupboard for 4+yrs I think

carrielovesfanta

Morning folks


Thanks to ziggy for starting us off.


Started the day with gorgeous sunshine but it has gone all murky now. Milliemummy - I see that you are relatively near to me geographically so I guess the clouds are heading your way too.


Veggies are starting to get there. I have 3 pea seedlings now and another chilli and tomato have appeared


Plus I have been authorised to do any overtime required on my current project. Good for a couple of extra ££


Had a very difficult discussion last night with OH about some money he owes me (the CC). Not sure how it went, but he claimed to have forgotten about it (£500)...


The little list:

• B/L/D from stores.
• Charge phone in work - done
• Log calories in free app - done
• Check online banking and reconcile against spreadsheet - done
• Check new shoptize offers - done
• Read Martin's email - done
• Keep heating off til at least 7. Popped it on briefly this morning (on 3)
• Housework from rota (OH being very helpful so far)
• Tend to veggies
• Doing some overtime - done
• Possibly some crochet. Have a project that I'm doing for someone else that I keep putting off. Naughty!
• Think of a present for OH's nan. It's her birthday tomorrow but she's very difficult to buy or make for.

Hmmm a bit dull but I suppose that small habits often are!


Have a good one all


clf x

twiggy86

Morning all!

Today I have/will:-
* Check banks
* Check Next statement (all clear!)
* Check mobile statement
* Check FPL
* Check TCB
* Take mince out of freezer for dinner
* Take lunch to work
* Fill water bottle up at work
* Join WWWW challenge
* Phone CC as they'd shut before I got home from work yesterday
* Dinner from stores
* Clean hoover filter
* Start thinking about electric and gas supplier switch

Think that's everything for today.

DawnW

Morning all

I am looking after baby GD today, so it is fair to say that not much will get done.

She is asleep atm, which is why I have managed to get on here

So far I have:
Fed hens and dog
Washed up and tidied kitchen
Bread machine on
Checked banks
Put an item on freecycle, which is hopefully being collected later today
Chased up ebay seller about item that hasn't arrived
And my tomato seedlings are coming up as well CLF

Still to do:
Aim for a NSD
Meals from stores - I made enough chilli yesterday for this evening as well
Polish dining table - it is an antique mahogany one and I will need to ask OH for the right stuff to do it. He will have some of whatever it is in his workshop. This will be better than the ordinary household polish that I have in the cupboard

Heating off as much as possible, though must keep it warm for baby, especially as she refuses to wear anything on her feet.
Light wood burner later

Not a very ambitious list today I am afraid

LullaBelle

Hi all,

It's a miserable day here today!

So today my plans are:

Charge phone in work
Charge fitbit in work
Check ebay - I have 1 item ending today and the bids are at £10.50 so far with over 20 watchers
Check topcashback (again!!)
Check free postcode lottery
Going out for lunch today and work is paying :j
This means the lunch that I had made for today will do me tomorrow!
I have leftover ham ready for dinner tonight.

Have a lovely day everyone!

Bobarella

Hi All

Twiggy - how weird you also had the night of doom on Monday. Last night was much better for me. Hope you as well?

Not a bad day so far. Sleep helps everything doesn't it.
Haven't really don't much on the MS front today only because I've been at work. Easy meal tonight and early night, just trying to ease gently into the routine again.

Just saying hello really

Bob

GettingOrganised

Hi everyone,

Long time no post, but I have been reading most days. Really good to see the thread so busy with lots of newbies.

Most of my little MSE habits seem to be sticking and since getting YNAB in December, I have been able to make lots of extra payments off the debts, so I can see the numbers coming down. Any savings or extra income (from eb@y etc) have been transferred to my CC. Before, I waited until the end of the month to see what was left, but unfortunately, there never seemed to be much. Paying it off straight away means I can't spend it on anything else in the meantime!

My MSE list for today:
All meals from stores
No spend day
Checked PCL
Updated YNAB
Checked bank account

Oh look at the time, I need to go start making dinner! Bye for now

little_pink_purse

Hi Every one
Sorry I ve been missing
work has been hell so it been eat sleep work repeat .
I was sent a text from a co worker to say they were sorry how they had been treating me grr I was only off 4-5 weeks.
I did say this would happen it sad as I would do any thing for any one.
I ve managed to set a few hours at a different dept so fingers crossed I get good feedback and a possible move I can only but dream Hope you are all getting better how the shop doing Bob xxx