bank accounts with no credit check

steensy

just a quick question, are there any easy to open bank accounts that dont require a credit check on your file. my personal thought would be any easy cash type account as you cant get an over draught on these and i presume that logic means no credit check. any help would be great. thanks

20aday

steensy wrote: »

just a quick question, are there any easy to open bank accounts that dont require a credit check on your file. my personal thought would be any easy cash type account as you cant get an over draught on these and i presume that logic means no credit check. any help would be great. thanks

Hello there,

This was posted above the main sub-forum and may be of use to you:

http://www.moneysavingexpert.com/banking/basic-bank-accounts?_ga=1.185063531.359811733.1425984342

It seems your best bet would be either Barclays Bank or the Co-Op as according to the bumph posted there neither of them conduct credit checks.

steensy

20aday wrote: »

Hello there,

This was posted above the main sub-forum and may be of use to you:

http://www.moneysavingexpert.com/banking/basic-bank-accounts?_ga=1.185063531.359811733.1425984342

It seems your best bet would be either Barclays Bank or the Co-Op as according to the bumph posted there neither of them conduct credit checks.

Can these be opened online? Or do I need to call i store/ on the phone

System

Your information is out of date.
All basic account applications credit check now.

20aday wrote: »

Hello there,

This was posted above the main sub-forum and may be of use to you:

http://www.moneysavingexpert.com/banking/basic-bank-accounts?_ga=1.185063531.359811733.1425984342

It seems your best bet would be either Barclays Bank or the Co-Op as according to the bumph posted there neither of them conduct credit checks.

20aday

Heng_Leng wrote: »

Your information is out of date.
All basic account applications credit check now.

I didn't know that Heng; I was going by the table Martin had listed on the section of the MSE website.

Edit: it says "No credit check is needed but Barclays may carry out an identity check with a credit reference agency whereas the Co-Op do carry out an ID check.

20aday

steensy wrote: »

Can these be opened online? Or do I need to call i store/ on the phone

With Barclays you'd have to apply in branch, you can call the Co-Op for an application form.

System

It has been noted on here by applicants.

There seems to be a preference by banks to do a general current account app and then offer basic account at that stage, if appropriate.

20aday wrote: »

I didn't know that Heng; I was going by the table Martin had listed on the section of the MSE website.

Edit: it says "No credit check is needed but Barclays may carry out an identity check with a credit reference agency whereas the Co-Op do carry out an ID check.