We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Tesco 0% for 34 month balance transfer
chrisw99
Posts: 359 Forumite
in Credit cards
I've just got one of these cards, and the T&Cs seem different to my other cards I've used for 0% balance transfers.
Normally you have to make a transfer in the first 90 days for it to then get the 0% for however long, but the Tesco one seems to be any balance transfer done throughout the whole 34 months is at 0%.
I've maxed it out obviously to get the most of the 0%, but in 18 months time when it's dropped a fair bit I'd still be able to do a 0% balance transfer to it again, which is nice.
Normally you have to make a transfer in the first 90 days for it to then get the 0% for however long, but the Tesco one seems to be any balance transfer done throughout the whole 34 months is at 0%.
I've maxed it out obviously to get the most of the 0%, but in 18 months time when it's dropped a fair bit I'd still be able to do a 0% balance transfer to it again, which is nice.
0
Comments
-
I've just got one of these cards, and the T&Cs seem different to my other cards I've used for 0% balance transfers.
Normally you have to make a transfer in the first 90 days for it to then get the 0% for however long, but the Tesco one seems to be any balance transfer done throughout the whole 34 months is at 0%.
I've maxed it out obviously to get the most of the 0%, but in 18 months time when it's dropped a fair bit I'd still be able to do a 0% balance transfer to it again, which is nice.
Sainsbury's Bank seemingly offer Balance Transfers without a 90 day window as they keep printing on my statements that I could transfer one at 0% (plus a fee) until December this year even though I've had the card since last August.It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.3K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.5K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards