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Tesco 0% for 34 month balance transfer

I've just got one of these cards, and the T&Cs seem different to my other cards I've used for 0% balance transfers.


Normally you have to make a transfer in the first 90 days for it to then get the 0% for however long, but the Tesco one seems to be any balance transfer done throughout the whole 34 months is at 0%.


I've maxed it out obviously to get the most of the 0%, but in 18 months time when it's dropped a fair bit I'd still be able to do a 0% balance transfer to it again, which is nice.

Comments

  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    chrisw99 wrote: »
    I've just got one of these cards, and the T&Cs seem different to my other cards I've used for 0% balance transfers.


    Normally you have to make a transfer in the first 90 days for it to then get the 0% for however long, but the Tesco one seems to be any balance transfer done throughout the whole 34 months is at 0%.


    I've maxed it out obviously to get the most of the 0%, but in 18 months time when it's dropped a fair bit I'd still be able to do a 0% balance transfer to it again, which is nice.

    Sainsbury's Bank seemingly offer Balance Transfers without a 90 day window as they keep printing on my statements that I could transfer one at 0% (plus a fee) until December this year even though I've had the card since last August.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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