We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Self-booking holiday - pay by paypal?

We're in the process of booking our summer holiday, but we're organising the flights, hotel and car hire separately by ourselves rather than going via an agent. The hotel have asked us to pay them either by bank transfer or PayPal.

Neither of these methods give us any protection if everything were to go wrong i.e. section 75 protection for payment by credit card. The Paypal protection policy doesn't apply because it's not for physical goods and we'll be paying a deposit and final balance rather than a single payment, not to mention this will be done more than 45 days in advance.

There is no mention of cover for this in our travel insurance policy.

Any advice would be appreciated.

Thanks

Comments

  • DTDfanBoy
    DTDfanBoy Posts: 1,704 Forumite
    I've never heard of a hotel that doesn't accept payment by CC, which country is it in ?
  • comeandgo
    comeandgo Posts: 5,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you can pay by credit card but if not check trip adviser to see what the reviews on this hotel are and maybe contact someone who stayed there and ask how the payment went? We had a holiday in Tanzania where they did not take anything other than bank transfer so had to trust them and everything went fine.
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Arrange with the hotel that you will pay cash when you are there...
  • zagfles
    zagfles Posts: 21,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    DTDfanBoy wrote: »
    I've never heard of a hotel that doesn't accept payment by CC, which country is it in ?
    We came across a few small hotels/B&B's in France which don't take cards, but avoided them even though the reviews were good. They were probably OK, but was just being cautious.

    OP - you haven't been contacted after making the booking have you? There've been scams going on that do this - the scammers somehow get hold of your booking details (not sure how) and contact you saying you now have to pay by bank transfer. Except it isn't the hotel, it's a scammer, the hotel know nothing about it.
  • I'd ask if they'll accept cash. If not, I'd opt for bank transfer, but that's purely personal preference as an online seller I've learned to hate both eBay and PayPal.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.