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Renovations and Repayments.
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:rotfl:Just browsing here and tv is on, they have just said " Your not giving him an Easter Egg for breakfast, are you? Reply was, why not its Easter :rotfl:Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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In my book half an egg after breakfast is the sensible option, surely at Easter, eggs are FOR breakfast
Happy Easter Alex :EasterBun
:rotfl: :rotfl: :rotfl:
Happy Easter, NG.
My son had 4 eggs in total: one from in-laws, one from brother-in-law, one from my parents and one from my wife and I. I believe my cousin has got one for him but we aren't seeing her until later this week. Currently, we have 2 1/2 left.A_Frayed_Knot wrote: »Well this is the last week of Challenge 1 and your half way there :jHope your thinking of what your Challenge 2 will be, can't wait to see what you come up with Better start thinking :eek:
Good to hear you got the Easter Egg hunt in, did you all enjoy it, and well done on the breakfast egg
:T
:rotfl: Challenge 1 isn't looking particularly good but I'd like to extend it to include April.
Challenge 2 is to try to make our monthly income stretch as far as possible and hopefully make a large overpayment. Optimistic Challenge 2 is going to be to make a £750 overpayment but that means us trying to live on c.£2,650 for the month ... not sure whether that's actually doable or not considering we usually manage to spend our whole income every month.
Not sure how a breakfast egg deserves a "well done" :rotfl:... actually thought others would find it quite shocking we let our son eat Easter egg after breakfast. Egg hunt was fun, yes.Incredibly civilised I think. We'd have had it FOR breakfast :EasterBun
Happy Easter, Gally.
:rotfl:
... not sure whether Gally and NG are serious about Easter eggs for breakfast ...2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
I had the bits which came with my egg for lunch and then my actual egg for dinner yesterday! (I should hasten to add that I fed the children 'proper' food! )
A parent eating the egg and the children eating "proper" food, seems somehow the wrong way around to me. :rotfl:
... On another note Mrs K didn't buy me an Easter egg, neither did my parents.
(I should hasten to add that I fed the children 'proper' food!)
Tut tut, stop showing off and making me feel an inferior mum :rotfl::rotfl:
:rotfl: :rotfl:
It could be said Greent is setting a bad example though, NG.
A_Frayed_Knot wrote: »:rotfl:Just browsing here and tv is on, they have just said " Your not giving him an Easter Egg for breakfast, are you? Reply was, why not its Easter :rotfl:
Why are you on the TV, Gally?2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Challenge / house / financial update:
House is looking the best it has in years. :j Spring clean complete and found some more things to sell when I get around to it. Actually feel a lot better walking around the place with it being tidy. Really want to finish the house today and am not too ashamed to say I live here for once.
No one wants to buy any wheels.
Another NSD ... well apart from a deposit on something car shaped.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
... not sure whether Gally and NG are serious about Easter eggs for breakfast ...
Well not speaking for NG but yes.......................
Why are you on the TV, Gally?
:eek: You don't subscribe to those dodgy channels do you :rotfl:.Challenge / house / financial update:
House is looking the best it has in years. :j Spring clean complete and found some more things to sell when I get around to it. Actually feel a lot better walking around the place with it being tidy. Really want to finish the house today and am not too ashamed to say I live here for once.
This is good :T
This is NOT goodAnother NSD ... well apart from a deposit on something car shaped.
. Confess NOW young man . A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
:rotfl: :rotfl: :rotfl:
:rotfl: Challenge 1 isn't looking particularly good but I'd like to extend it to include April.
You want to have 2 challenges on the go at the one time - Maybe too much
Challenge 2 is to try to make our monthly income stretch as far as possible and hopefully make a large overpayment. Optimistic Challenge 2 is going to be to make a £750 overpayment but that means us trying to live on c.£2,650 for the month ... not sure whether that's actually doable or not considering we usually manage to spend our whole income every month.
:rotfl:Its doable, believe me, its doable - I would be laughing if I had that to live on
Not sure how a breakfast egg deserves a "well done" :rotfl:... actually thought others would find it quite shocking we let our son eat Easter egg after breakfast. Egg hunt was fun, yes.
Its a "Well done" cause you put your son first and gave him what he wanted, that was nice and I bet you both enjoyed it. :T glad you had fun with the egg hunt:rotfl:
... On another note Mrs K didn't buy me an Easter egg, neither did my parents.
On the third hand - did you buy them any ? If not, you can change that, next yearChallenge / house / financial update:
House is looking the best it has in years. :j Spring clean complete and found some more things to sell when I get around to it. Actually feel a lot better walking around the place with it being tidy. Really want to finish the house today and am not too ashamed to say I live here for once.
This is an absolute pleasure to read, another Well Done :T
No one wants to buy any wheels.
Wait till pay dayThis was a 5 week month, with easter in it
Another NSD ... well apart from a deposit on something car shaped.I hope it was a Dinky for your DS :whistle: or am I :wall: Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Well not speaking for NG but yes.......................
:rotfl: Why am I not surprised?:eek: You don't subscribe to those dodgy channels do you :rotfl:.
Why? ... Can you get me a free pass?This is good :TThis is NOT good. Confess NOW young man .
Is it so bad if it happens to be Challenge 3?A_Frayed_Knot wrote: »I hope it was a Dinky for your DS :whistle: or am I :wall:
:rotfl: Not sure where the rest of your post has gone but the car is Challenge 3. It's absolutely not being kept for a long period of time and we've also 2 other cars to sell at some point soon. All of which will be going into either savings / OPs. So, really I'm being a good boy.
Anyhow, 2 challenges are not going to be an issue as Challenge 2 is going to be about setting a budget up that can be done tomorrow (I'm not very busy). All we need to do is stick to it. Challenge 1 ongoing needs to be done as more than needing the money we need to rid ourselves of some of the clutter. To be honest, due to being busy with work and being in quite a low mood not a lot got done this March.
I'll be honest the last time we tried to live on a similar amount we found ourselves in debt. Learnt a lot since then, though.
We enjoyed the breakfast egg, yes but won't be making a habit of it. I always try my best with my son, he means an awful lot to me.
:rotfl: Of course I didn't buy Mrs K and my parents Easter eggs! That said, perhaps it'll be fun next year. However, I've had enough chocolate with helping son eat his eggs, I think.
I hope you're right re. the wheels. 2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Is it so bad if it happens to be Challenge 3?
Not quite sure you've grasped the idea of Challenges
...... we've also 2 other cars to sell at some point soon. All of which will be going into either savings / OPs. So, really I'm being a good boy.
So sell then replenish
Anyhow, 2 challenges are not going to be an issue as Challenge 2 is going to be about setting a budget up that can be done tomorrow (I'm not very busy). All we need to do is stick to it. Challenge 1 ongoing needs to be done as more than needing the money we need to rid ourselves of some of the clutter. To be honest, due to being busy with work and being in quite a low mood not a lot got done this March.
That's the idea, not busy, rid clutter and as for not getting a lot done in March, you've sold a set of wheels, made £250, completed 50% of Challenge 1, had an Easter Egg Hunt Cleaned, tidied the house, found more items for clearing and ate half of your son's easter egg (Which most do, they say to me, they got so many, they'll not miss one:eek:)
I'll be honest the last time we tried to live on a similar amount we found ourselves in debt.Learnt a lot since then, though.
All good, won't make the same mistake twice, then
We enjoyed the breakfast egg, yes but won't be making a habit of it. I always try my best with my son, he means an awful lot to me.
:j
:rotfl: Of course I didn't buy Mrs K and my parents Easter eggs! That said, perhaps it'll be fun next year. However, I've had enough chocolate with helping son eat his eggs, I think.
:eek: and :eek: then :T and then
I hope you're right re. the wheels.
Time will tell Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Maman, I've no desire to apply for the job let alone expect to be given it. My comments about it being something I can do nothing about were directed at certain policies I disagree with, which I find frustrating as I do not like things to be beyond my control.
I'm quite aware I do not have the relevant qualifications or experience and am too old to be starting again if I were to hope to gain a position of influence. To be honest, I thought I made this quite clear in my previous post. Therefore, I hardly think trying to ridicule me is entirely appropriate.
Re. not needing a pension, it will be both. As I have stated in the past I'd like to find myself with 20 rental properties by the time I start passing property onto my son. Can't really see why it matters whether it's inherited or otherwise, to be honest.
Sorry Alex, didn't mean to ridicule you at all. Of course, you're aware that you don't have relevant qualifications. My jibe was pointed at the fact that the government don't seem to think relevant qualifications matter. One of the many policies we're not in control of!
I can't agree with your comment about being too old. Teachers are currently expected to work until 68 so that's plenty of time.
Differentiating between inherited or earned does matter because, as you've said yourself in a subsequent post, the fact that you stand to inherit seems to have taken all motivation away from you and left you with dissatisfaction.
Have you never eaten a selection box for breakfast on Christmas morning?;)0 -
I see you've been busy - great new signature :T
Well, its now the 1st April - time for Challenge 2
Have you decided, What, time and amount, yet
Sorry post is short, still laid low with this awful bug Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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