Semi-detached or end terrace?

eviltoad

Hi,

I have been in discussion with right move regarding their description of my property. They state they define it as end terrace as that is what the land registry states it is, which confuses me somewhat as the estate agent described it in thier literature as a semi, as did the RICS surveyor.

• I live in a close, all the properties were build in the 50's as semi-detached, without garages.
• All now have garages and, yes, some have built over them.
• My immediate adjoined neighbour (for my property) and his neighbour have done this and built bedrooms over their adjoining garages.

How can a property built as a semi become a terrace purly due to an extension. If that were the case would not all garage link atached semi's be terraces by definition as well?

If they are correct fair enough, but if not how do I get this addressed?

Also (maybe more importantly) when I sorted the house insurance out I defined it as a semi as that is what I thought I had purchased. If this is a terrace (according to the land registry) do I need to notify the insurer and change the policy? am I invalidating it by wrongly defining it a semi?

Regards

Simon

anselld

Not sure if it helps either way but the planning definition of "terraced" and hence end-of-terrace is....

"‘terrace house’ means a dwellinghouse situated in a row of three or more dwellinghouses used or designed for use as single dwellings, where -
(a) it shares a party wall with, or has a main wall adjoining the main wall of, the dwellinghouse on either side or
(b) if it is at the end of a row, it shares a party wall with or has a main wall adjoining the main wall of a dwellinghouse which fulfils the requirements of sub-paragraph (a)."

I guess under the above definition if three or more properties have adjoining extensions such as to create a party wall then they have indeed become a terrace.

googler

Pictures ...?

sheilavw

I live in a semi, 2nd pair on the road at number 8. number 2 and 4 are 2 bed , number 6 (joining onto me are 3). When they were built number 4 and 6 had extensions (sales offices) so they didnt have a gap between them. They both have these as snug/utilties. I think mine is now classed as a terrace because one of 4

eviltoad

Hmm, okay so might have to live with it being a terrace. What about the insurance side of things?

stator

Take a screenshot of google streetview, it will be much easier for people to comment if they can see.

cr1mson

I would say it depends on the walls. We lived in a link detached where the garage was right next door to neighbours outside wall. However our garage wall was separate although adjacent to neighbours outside wall i.e. they didn't share a wall. There was a single skin for our garage then double skin for neighbours wall. Not sure explained that well.

eviltoad

Hi, Sorry the site won't let me post links. something about "new user". I'll take a photo at the weekend and added it. (if I can work out how) Si