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Payday Loan??!

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Comments

  • chrisw99
    chrisw99 Posts: 359 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    One problem is you replied to the original email.


    A lot of email scams pick a name and then send it to every @address they can find, 99% of those email addresses probably don't exist but the occasional one gets through to a real person.


    Once you reply, they then know that email address is real so your email may end up on more spam lists.


    It's why a lot of them say "to remove from this list reply to this mail with unsubscribe in the subject". It's for them to know that the email address they concocted is a real one once you reply, so they add you to confirmed as existing spam lists.
  • JamesFews
    JamesFews Posts: 32 Forumite
    Gaz83 wrote: »
    That's the point.

    If they hold proof of the debt, they will hold an address.

    So there is no way they will have my address if they dont have proof of a debt?
  • Clive_Woody
    Clive_Woody Posts: 5,940 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    JamesFews wrote: »
    The contents basically said
    "Before any information can be disclosed or discussed please complete the following Data protection questions within the next 7 days. Full Name, First Line of Address and postcode, DOB and confirm your email address."

    I would write back and ask them to first provide the same information for a point of contact at the company along with a copy of said person's passport and a direct dial free phone telephone number.
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • boo_star
    boo_star Posts: 3,202 Forumite
    Part of the Furniture 1,000 Posts
    chrisw99 wrote: »
    One problem is you replied to the original email.


    A lot of email scams pick a name and then send it to every @address they can find, 99% of those email addresses probably don't exist but the occasional one gets through to a real person.


    Once you reply, they then know that email address is real so your email may end up on more spam lists.


    It's why a lot of them say "to remove from this list reply to this mail with unsubscribe in the subject". It's for them to know that the email address they concocted is a real one once you reply, so they add you to confirmed as existing spam lists.

    It's unlikely to be a scam, Motormile are a "legitimate" debt collection agency.

    Personally I wouldn't reply if nothing shows on your files. It's likely a fishing exercise.
  • forgotmyname
    forgotmyname Posts: 32,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    But the email maybe a fake one from a scammer.

    I used to have lots of fun sending people emails from their own email address. Its easily done.
    Censorship Reigns Supreme in Troll City...

  • pvt
    pvt Posts: 1,433 Forumite
    JamesFews wrote: »
    To the other person that said about writing the letter, how would i get proof from them if i dont give them my postal address lol.

    Exactly his point. And how do you think MotorMile could go about pursuing this through the courts without an address?
    Optimists see a glass half full :)
    Pessimists see a glass half empty :(
    Engineers just see a glass twice the size it needed to be :D
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