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Swapping CC?
Mimi_Arc_en_ciel
Posts: 4,851 Forumite
in Credit cards
Really silly question...
I have a NatWest card (£1500) Limit. It was 0% but the terms ended.
I use the card daily, and pay back in full monthly.
I'm getting "NatWest points" which aren't really worth anything
Could I swap / balance transfer (?) to another 0% better card?
Thanks!
I have a NatWest card (£1500) Limit. It was 0% but the terms ended.
I use the card daily, and pay back in full monthly.
I'm getting "NatWest points" which aren't really worth anything
Could I swap / balance transfer (?) to another 0% better card?
Thanks!
0
Comments
-
What was the point of having a 0% card at all if you pay the full balance anyway? Far better to find a reward card that pays you to use it.
Cashback credit cards0 -
If you are paying back in full and are planning to continue doing so then you need to be looking at reward cards, not 0% cards. If you pay the balance in full every month then you do not pay interest on purchases, so the APR is somewhat irrelevant.0
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