We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Swapping CC?
Mimi_Arc_en_ciel
Posts: 4,851 Forumite
in Credit cards
Really silly question...
I have a NatWest card (£1500) Limit. It was 0% but the terms ended.
I use the card daily, and pay back in full monthly.
I'm getting "NatWest points" which aren't really worth anything
Could I swap / balance transfer (?) to another 0% better card?
Thanks!
I have a NatWest card (£1500) Limit. It was 0% but the terms ended.
I use the card daily, and pay back in full monthly.
I'm getting "NatWest points" which aren't really worth anything
Could I swap / balance transfer (?) to another 0% better card?
Thanks!
0
Comments
-
What was the point of having a 0% card at all if you pay the full balance anyway? Far better to find a reward card that pays you to use it.
Cashback credit cards0 -
If you are paying back in full and are planning to continue doing so then you need to be looking at reward cards, not 0% cards. If you pay the balance in full every month then you do not pay interest on purchases, so the APR is somewhat irrelevant.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards