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Independent Financial Advisor? Help.
bettyblue77
Posts: 2 Newbie
I am really trying to get out of debt and find a way forward for myself but have found that a Debt Management Plan isn't suitable as it leaves you with no spending money. I should be able to get out of debt in a few years, but may need some independent advice to help me do that. Does this sound like a good idea or am I barking up the wrong tree?
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I'll move your post to the DFW board where you should get more replies
The early bird gets the worm but the second mouse gets the cheese :cool:0 -
It sounds like an awful idea...bettyblue77 wrote: »I am really trying to get out of debt and find a way forward for myself but have found that a Debt Management Plan isn't suitable as it leaves you with no spending money. I should be able to get out of debt in a few years, but may need some independent advice to help me do that. Does this sound like a good idea or am I barking up the wrong tree?
You want to PAY someone a fair whack of money for telling you how to repay your debts in a slower way and therefor more expensive, than a DMP?
A DMP doesn't leave you any spending money IF YOU CAN'T AFFORD IT.
If you want some advice here why not post a full SOA and the guys and gals will be able to tell you what can be done to make you debt free as fast as possible, however if there is no spare cash then "spending money" is just not an option.
Smell that? It's the coffee - now pull up a seat, write the SOA and we'll lend you a hand, our combined knowledge and lots and lots of support DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
Try CCCS or Payplan asapMummy to two girls, 4 & 1, been at home for four years, struggling to contend with the terrifying thought of returning to work.0
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