Which Type of credit card is best for me?

kaggi

I have 3 different cards, all paid off monthly. I use a Santander 123 card anywhere that gives cash backon that card (petrol stations, supermarkets and certain department stores) a capital one cash back card to use anywhere else (the cashback is much lower but still mounts up) and a post office credit card for when I'm abroad as it doesn't charge and gives a great rate. I've been in serious credit card debt in the past but I now have direct debits set up do everything is always paid off and I never pay interest. I also bought my card on a tesco credit card which was paid off during the 0% period and I used the points in the club card boost to buy a tablet. If you're sure you will pay it off in full there are real rewards to using reward cards.

combatrock

Thanks guys.

I think the 123 credit card looks great, but the problem is, i don't know if i will spend enough for the cutback to be grater than the yearly cost of the card.

If my expenditure wouldn't be enough then perhaps the best move would be the M&S card for everything. I see that halifax have a clarity card that has reasonably low interest and free use abroad - perhaps this would be worth getting too, for use on holiday.

what do you think?