Cat D Repaired Cars

11fernsroad

Hi
Planning to buy 1-2 year old Cat D repaired car.
How much of discount can I ask for from what similar aged/mileage car price as per Parkers/Glass/What car valuation?

arcon5

Depends on the car, mileage, age, damage and asking price

11fernsroad

arcon5 wrote: »

Depends on the car, mileage, age, damage and asking price

say 2013 Hyundai or Toyota Car with 10000 mileage and £6000

forgotmyname

Depends on the actual model and spec. How much is a non damaged car worth?

If undamaged cars were £8k then it maybe worth a risk. But do you know howto check to see if its been repaired properly?

If not budget for a full inspection.

A quick lick of paint and a few 2nd hand parts can soon have a dog looking nice and shiny.

AdrianC

A 1-2yo write-off, even CatD, will have had substantial damage. I'd want it to be a big chunk cheaper, and I'd also want to find out who repaired it - will it affect the manufacturer's warranty? (Yes, it will)

Nodding_Donkey

I think this is a case of 'If you have to ask best leave well alone'

Hoof_Hearted

Adrian is right -- the newer the car, the greater the damage to make it a total loss. I would avoid.

Scottie_dog

Hi Op. I Own a cat D car. This is my 3rd. The important thing when buying a finished, on the road cat D, is to make sure the correct parts have been used in the repair. They need to be geniune, new, manufacturers parts, not second hand or cheap tat from fleabay. My current car is an Audi A3 which I sourced myself, in its damaged state, I bought the parts myself, had it repaired and painted properly at a garage I know and trust. It cost me £6000 in total and the value for a non cat d at the time was £10000. I haven't had any problems with my car and it's just sailed through its mot with no advisories.
One of the important things to remember when buying a cat d car is to try and find out some of the history of the car before you bought it. There is no point buying a car that has never been serviced and not looked after properly. My previous cat d was a mini that I bought ready to drive and finished. I asked the seller of the car if when i viewed if I could see the V5. I contacted the previous owner (the person who owned it when it was written off). The lady still had the service books, manual and spare key for the car. I bought the car and the lady very kindly sent me them.
Good luck op, I have no hesitation in buying a cat d car as long as it's been repaired properly. I get to drive about in a great, quality car that I would never have been able to afford.

AdrianC

Scottie_dog wrote: »

I have no hesitation in buying a cat d car as long as it's been repaired properly.

That's the key.

At the end of the day, the difference between a car that's got no apparent insurance history, one that's CatD, and one that's CatC could just be the mood the insurance assessor was in, and how much the hire car was costing.

CatC means the repair is deemed to be more than the pre-collision value.
CatD means less than the value, but they're writing it off anyway.
No history may well be the same damage, but they decided to repair it.

CatD on a ~2yo car can be really quite dramatic :-
http://ww2.copart.co.uk/uk/Lot/16963415

Or maybe it's damage that isn't immediately apparent :-
http://ww2.copart.co.uk/uk/Lot/16680565

ABN

Think we were very lucky.

Back in 2008 we brought a 2007 fully repaired CatD Hyundai Getx crdi with 700 miles on the clock for £4600 when the list price for a new one was aprox £13000.

Still got it and touch wood have had no problems with it.

One thing to note that although it was well within the 5 year manufacturers warranty Hyundai claimed that as it was a cat c write off they removed it from their system and as such had no warranty.

colino

The simplest message has already been given by Nodding Donkey. I've had personal experience of the lunacy of the insurance companies, from repairing a RR Vogue that was 23 months old that had been very badly rolled. It was repaired, not re-shelled and must have cost in the region of £40,000 and three months to get back on its tyres. Then again, a fire damaged Citroen (stupid passenger with pipe, not towering inferno) was written off as a Cat B, because it was a month old and after two weeks waiting, the insurance company decided that was long enough to wait for a replacement carpet.