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Credit Score - Repayment Assesment
Ggazw
Posts: 6 Forumite
I have a credit report with Equifax and my recent repayment assessment has been labelled as poor.
I have three credit cards, two of which are clear and have been for at least 6 months and one credit card that i pay over the minimum repayment amount each month. I have never missed a payment for any credit card, direct debit or anything like this.
I can't understand why Equifax have labelled me with a poor score for repayment when I have never defaulted and always paid more than expected. my credit card utilisation is 38%
Does anyone else have this problem?
Gary:j
I have three credit cards, two of which are clear and have been for at least 6 months and one credit card that i pay over the minimum repayment amount each month. I have never missed a payment for any credit card, direct debit or anything like this.
I can't understand why Equifax have labelled me with a poor score for repayment when I have never defaulted and always paid more than expected. my credit card utilisation is 38%
Does anyone else have this problem?
Gary:j
What is your preferred Credit agency? 3 votes
Equifax
33%
1 vote
Experian
33%
1 vote
Other
33%
1 vote
0
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