Halifax/Lloyds/TSB - Monthly deadlines?

Hominu

I get paid on the 25th of each month, I did my transfers this morning completely forgetting this month only has 28 days.

I see my transfers are now dated 2nd March - does this mean I'll be classified as not having deposited in February?

Normally a Saturday appears to count as part of the month but now it seems not?

Santander have at least dated my payments as this month.

Ed-1

Hominu wrote: »

I get paid on the 25th of each month, I did my transfers this morning completely forgetting this month only has 28 days.

I see my transfers are now dated 2nd March - does this mean I'll be classified as not having deposited in February?

Normally a Saturday appears to count as part of the month but now it seems not?

Santander have at least dated my payments as this month.

Some banks date non-working day payments a having been received the next working day. You should be OK as 2nd March is still within the monthly billing period and in my experience that still counts.

nearlyretired2004

err.......

If It wont hurt your credit rating..... apply for an overdraft facility on your 1st Halifax....

As long as you cycle the money through the accounts manually - straight out and straight back in again, you can use the overdraft facility instead of 'real' money so you dont need to wait for your salary to go in to do the £1000 shuffle......

I've been doing this ....dont know.... maybe 5 years .... and only ever had £1 in the account. (It used to be my main account so had an overdraft facility historically....)