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Praise - Barclaycard
mattyprice4004
Posts: 7,492 Forumite
I don't often post in here, but I feel I have to given my experience with Barclaycard.
First of all, a few years ago they were gracious (or daft?) enough to trust me with a £400 limit despite my appalling credit history - over time I was allowed to increase this to £1000.
I then had some financial difficulties, and rather than 'slam the door' they helped me work out a payment plan. Thankfully I found a new job, and was then able to resume normal use of the card for day-to-day spending.
Around 18 months ago my income increased dramatically, and while I still have 2 defaults on my file Barclaycard have allowed me to move to a much lower rate, a larger limit and a better incentive offer (cashback on all purchases).
Today they dropped the rate further, and increased the limit again after a quick and painless call to a UK-based rep.
Praise all round, as their card has helped me massively over the years - and apart from the time I had difficulties haven't really made any money from my account. Added praise for the consistently good service from their call centre team.
First of all, a few years ago they were gracious (or daft?) enough to trust me with a £400 limit despite my appalling credit history - over time I was allowed to increase this to £1000.
I then had some financial difficulties, and rather than 'slam the door' they helped me work out a payment plan. Thankfully I found a new job, and was then able to resume normal use of the card for day-to-day spending.
Around 18 months ago my income increased dramatically, and while I still have 2 defaults on my file Barclaycard have allowed me to move to a much lower rate, a larger limit and a better incentive offer (cashback on all purchases).
Today they dropped the rate further, and increased the limit again after a quick and painless call to a UK-based rep.
Praise all round, as their card has helped me massively over the years - and apart from the time I had difficulties haven't really made any money from my account. Added praise for the consistently good service from their call centre team.
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