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YNAB vs. free budgeting software?

Hey guys.

A while ago I tried a free trial of YNAB, but decided not to pay to continue using it. It seems very popular and is used more than other budgeting apps.

What I can't seem to figure out is why it is preferable to free budgeting apps and software?

I feel like I'm missing something :embarasse
Misc debts - £5,000 | Student loan - £9,000 | Mortgage - £180,000
Goals for 2015: Sell house & downsize + Increase income + Get debt Free :shocked: {Diary}
<3DS born 05/05/2009 & DS2 born 12/02/2011 <3
Smoke free since 01/01/2010
Paid off credit card 04/04/2011

Comments

  • Do the webinars, learn how to use it, and win a copy. It is free then ;-)
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I think it is popular because it deals with the problem most people that can't/don't budget properly have.

    Short term cash flow.

    Once people fix that problem so they stop running out of cash they can move forward.

    if you have plenty of cash/buffer, plan your budget properly looking ahead a few years setting goals etc. track you only spend to plan then any tool will do.
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