We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is this mortgage application progressing?

13»

Comments

  • betsy123_2
    betsy123_2 Posts: 46 Forumite
    oh dear.... ive no hope then.


    when I spoke to skipton yesterday they had received it and told me to expect an other either today/Friday or Monday.




    however when I rang my broker they told me that the turn over is 4 days so they will ring on Monday to hurry the offer along....


    then my skipton tracker doesn't even say they have received it yet!




    too many mixed signals!
  • mlp
    mlp Posts: 128 Forumite
    kingstreet wrote: »
    Some things are dealt with only by the lender, some by others.

    A report requested by the surveyor has to go to the surveyor for assessment.

    So the surveyor has to receive the additional report and find the time to assess it and feed back the result to the lender along with carrying out the new valuations the lender has instructed.

    As a consequence, it takes longer.

    Even allowing for Easter, it should have been assessed and reported back by now.

    The response received back from surveyor a week ago. We are now waiting for Skipton to assess this response.
  • mlp
    mlp Posts: 128 Forumite
    The online tracker has updated to "ready to offer"... maybe tomorrow they'll put quill to parchment
  • mlp
    mlp Posts: 128 Forumite
    Offer received today. :j

    It took two months from minimum submission being received.
  • betsy123_2
    betsy123_2 Posts: 46 Forumite
    we have now got to have a tree report carried out along with a damp and timber report!!


    we have the damp & timber report booked in for tomorrow morning & the tree report was done early this morning..


    our updated timeline is now




    Date Decision In Principle received- 2/3/15


    Date application received -9/3/15


    Date minimum submission received- 18/3/15


    Date valuation instructed- 01/4/15


    Date valuation received- 14/4/15


    Date tree damp & timber report instructed- 17/4/15


    Date tree report carried out- 21/4/15


    Date damp & timber report being carried out- 22/4/15

  • betsy123_2
    betsy123_2 Posts: 46 Forumite
    12.05.15- no mortgage offer as of yet... slowly giving up.
  • ellie27
    ellie27 Posts: 1,097 Forumite
    Ninth Anniversary 500 Posts Combo Breaker
    betsy123 wrote: »
    12.05.15- no mortgage offer as of yet... slowly giving up.

    Thats a long wait! Your valuation was done 4 weeks ago?
  • betsy123_2
    betsy123_2 Posts: 46 Forumite
    I know ellie😔 we was told yesterday that we would get the offer today but have nothing as of yet!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.