Car tax direct debit query

djwolf

Just a quick query about car tax. I've decided to go for the new 6 month direct debit payments as it's more convenient. I also thought it would be cheaper than making the usual one-off 6 monthly payments. However, I believe that there is a 5% surcharge.

My car would cost £156.75 in one-off payments for 6 months or £149.63 for direct debit payments for 6 months. So, would the 5% be added to that amount or is it included already?

Thanks.

Iceweasel

Check how much it costs if you pay the 12 months in one go?

djwolf

Already gone for 6 months now. It would be £285 for 12 months but can't really afford to pay out that much.

Iceweasel

I think you missed my point.

The yearly cost of £285 divided by 2 gives £142.50 but they add on 5% if you pay by DD

£142.50 + 5% = £149.65 so the 5% is already included in the cost you quoted in your first post.

djwolf

Ah okay, thanks. At least I'm saving 5% compared to before.

=rizla=

You always used to pay more for going for 6 months, I've just taxed mine and gone for the monthly DD, costs the same as 2x6mnth DD payments, but easier to budget in my mind.


6 months £99
12 months £180


6 months DD £94.50
12 months DD £180
monthly £15.75 (£189 total)


When you select 6 months is it one of those continuous payments that automatically takes the money 6 months later?