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Credit card interest slashed thanks

I was on 28.9 % with Barclaycard plucked up courage to call and ask for a better deal to clear debt and was given 6.9% for 2 years ,so happy thank you Martin.

Comments

  • MABLE
    MABLE Posts: 4,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    pompom12 wrote: »
    I was on 28.9 % with Barclaycard plucked up courage to call and ask for a better deal to clear debt and was given 6.9% for 2 years ,so happy thank you Martin.

    A step in the right direction. However I would be looking for another card to do a balance transfer to and that way the debt will be cleared even quicker.
  • KittyCat1
    KittyCat1 Posts: 307 Forumite
    I was thinking of doing the same but was wondering if it would negatively affect my credit file
  • solentsusie
    solentsusie Posts: 580 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    KittyCat1 wrote: »
    I was thinking of doing the same but was wondering if it would negatively affect my credit file

    Why would you think asking for a lower interest rate would have a negative effect on your credit file?
  • PaulW922
    PaulW922 Posts: 1,040 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Applying for a new card will have a short term impact but unless you plan to get a mortgage next week I wouldn't worry. Use the eligibility checker on here first
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