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IN10 License Endorsement

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Comments

  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Car_54 wrote: »
    They might find out about a spent conviction, but as dacouch has pointed out they can't do anything about it.

    What is this "specific criminal offence"? What would be the charge?

    A spent conviction does not have to be declared, but being "spent" as defined by the Rehabilitation of Offenders Act usually takes 5 years which is longer than it does for points to come off the licence (usually 4 years).

    The Offence is Road Traffic Act 1988 s 174 (5):
    A person who makes a false statement or withholds any material information for the purpose of obtaining the issue—
    (a)of a certificate of insurance or certificate of security under Part VI of this Act, or
    (b)of any document issued under regulations made by the Secretary of State in pursuance of his power under section 165(2)(a) of this Act to prescribe evidence which may be produced in lieu of a certificate of insurance or a certificate of security,
    is guilty of an offence.
    http://www.legislation.gov.uk/ukpga/1988/52/section/174
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Just hire a car from a company that allows an IN10. There are several to chose from.
  • Car_54
    Car_54 Posts: 8,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    thenudeone wrote: »
    A spent conviction does not have to be declared, but being "spent" as defined by the Rehabilitation of Offenders Act usually takes 5 years which is longer than it does for points to come off the licence (usually 4 years).

    The Offence is Road Traffic Act 1988 s 174 (5):
    A person who makes a false statement or withholds any material information for the purpose of obtaining the issue—
    (a)of a certificate of insurance or certificate of security under Part VI of this Act, or
    (b)of any document issued under regulations made by the Secretary of State in pursuance of his power under section 165(2)(a) of this Act to prescribe evidence which may be produced in lieu of a certificate of insurance or a certificate of security,
    is guilty of an offence.
    http://www.legislation.gov.uk/ukpga/1988/52/section/174

    Many thanks!
  • Car_54 wrote: »
    I believe you can apply for a new licence at any time (for a fee - £20?) and if the points are more than 4-years-old (11 for drink offences) they won't appear on the new licence.

    I don't see how the hire companies would then know.


    If it's not on your licence still don't see how they'd know.
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If nothing happens, they probably will never find out.

    If you are involved in a serious or fatal accident, the Police will investigate and put together a file including all the relevant information which will include your previous motoring convictions.

    The insurance company (being the one who eventually would have to pay out if you were at fault) will be given access to that information.

    If they find an undeclared but unspent conviction, they will fight very hard to get the insurance policy voided, meaning you will have to pay out.
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    thenudeone wrote: »
    If nothing happens, they probably will never find out.

    If you are involved in a serious or fatal accident, the Police will investigate and put together a file including all the relevant information which will include your previous motoring convictions.

    The insurance company (being the one who eventually would have to pay out if you were at fault) will be given access to that information.

    If they find an undeclared but unspent conviction, they will fight very hard to get the insurance policy voided, meaning you will have to pay out.

    They will only try to void the policy if the non declaration was intentional and / or they would have not provided cover had the convictions been correctly declared
  • thenudeone wrote: »
    If nothing happens, they probably will never find out.

    If you are involved in a serious or fatal accident, the Police will investigate and put together a file including all the relevant information which will include your previous motoring convictions.


    The insurance company (being the one who eventually would have to pay out if you were at fault) will be given access to that information.

    If they find an undeclared but unspent conviction, they will fight very hard to get the insurance policy voided, meaning you will have to pay out.

    Only if you're charged/reported for an offence. If you're not at fault previous convictions won't go to the insurance company as a matter of course.
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