Research forgotten credit card and loan providers

Enigmaman

I am sure I am not the first person to ask this question, but I have had quite a few different credit cards and loans over the years and cannot remember all of them.

I am wondering whether there is any way of tracing which cards and loans I have had, and the providers? Is there some kind of official register somewhere?

Can any of the companies offering to do the legwork for me do this - or do I need to tell them the banks involved myself before they can get to work?

And from what date does PPI mis-selling apply?

dunstonh

And from what date does PPI mis-selling apply?

There is no date specifically. However, PPi wasnt typically sold until the mid 80s but didnt become mainstream pressured until the 1990s onwards.

I am wondering whether there is any way of tracing which cards and loans I have had, and the providers? Is there some kind of official register somewhere?

Your credit record will tell you the last 6 years but nothing goes back further other than your own record keeping and memory.

Can any of the companies offering to do the legwork for me do this

No. Your data is not in the public domain. You have to tell them.