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E: 01/03 Win £500 (TopCashback members - DAILY)
Biker*Chick
Posts: 10,037 Forumite
=^._.^= You will always be lucky if you know how to make friends with strange cats =^._.^=
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Comments
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I do it just for fun and whatever I win is a bonus0
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I think the answer to #2 should be True? I see the question as:
True or False, a higher credit score could mean you will be offered a better deal or pay a lower interest rate?0 -
I wouldn't worry too much, Terms and Conditions say picked at Random doesn't say anything about "from correct answers"0
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top 2013 wins: iPad, £50 dental care, £50 sportswear, £50 Nectar GC, £300 B&Q GC; jewellery, Bumbo, 12xPringles, 2xDiesel EDT, £25 Morrisons, £50 Loch Fyne
would like to win a holiday, please!!
:xmassmile Mummy to Finn - 12/09; Micah - 08/12! :j0 -
https://www.topcashback.co.uk/My-Credit-Monitor/competition/
1) True or false, if you check your credit score regularly it will lower your score?
2) True or false, you can cancel your membership at anytime?
both answers are true I thinkI do it just for fun and whatever I win is a bonus0 -
Think the first is falseTOP MONEYSAVING TIP
Make your own Pot Noodles using a flower pot, sawdust and some old shoe laces. Pour in boiling water, stir then allow to stand for two minutes before taking one mouthful, and throwing away. Just like the real thing!0 -
I agree with oliveoyl I think the first question is false.:jCertified Comping Addict :j
2013/2014 wins - £2,495.12
2014/2015 wins - £2,579.130 -
http://www.experian.co.uk/consumer/questions/askjames331.html
Question to the Head of Consumer Affairs at Experian
Hi James,
I’ve been told that by asking for my credit report, this will lower my credit score. Please can you tell me how many points I will lose for this - is it a standard amount for everyone? Thanks.
Michaela, Goole
Hi Michaela,
You’ll be pleased to hear that you can actually check your own credit report as often as you like without any impact on your credit rating whatsoever. While every check of your report creates a search footprint, only the footprints left behind by actual credit applications are seen by lenders and can be used to calculate credit scores. Footprints created by other events – such as you checking your own report, you asking for a credit or insurance quote, or having your identity checked using your report – simply don’t count!
So the answer is False0 -
TOP MONEYSAVING TIP
Make your own Pot Noodles using a flower pot, sawdust and some old shoe laces. Pour in boiling water, stir then allow to stand for two minutes before taking one mouthful, and throwing away. Just like the real thing!0
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