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Catalogue Debt

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  • hi everyone i foolishly allowed a family member to run up my catalogue now she has stopped paying and the catalogue won't transfer the debt to her even though she signed for everything at her address, where do i stand if it goes to bailiffs etc im on benefits her partner works
  • fatbelly
    fatbelly Posts: 22,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    wendy64uk wrote: »
    hi everyone i foolishly allowed a family member to run up my catalogue now she has stopped paying and the catalogue won't transfer the debt to her even though she signed for everything at her address, where do i stand if it goes to bailiffs etc im on benefits her partner works

    I've come across cases where the catalogue company transferred the account to the other party where that person admitted opening an account in someone's name without their consent.

    But here you have consented and so this may be more difficult. Does she accept that everything on the account is due to her?

    I wonder which catalogue this is and whether they have a rep here like the ISME rep above.
  • sourcrates
    sourcrates Posts: 31,567 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Unfortunately it looks like your stuck with liability for this, unless your "freind" fesses up to being the guilty party, which I would say is doubtful.
    Which catalogue is it ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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