We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

defaults

Hi I'm hoping for some advice please. I've recently got a copy of my equifax report as I need to apply for a mortgage. There are several defaults on there which I know nothing about. I believe they were taken out in my name by my ex who I split up with last year after a long period of domestic abuse. Can anyone tell me the best way to deal with this as I don't know where to start. Since some of the defaults are with collection agencies I don't even know who the debt is with. Any advice much appreciated.

Comments

  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    Contact the police.
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    could be hard since as you partner may have had access to all the personal information needed to get credit in your name. may be hard to prove or give enough doubt that it wasnt actually you

    start disputing them explaining situation and get a crime numebr

    then go from there
  • barnez
    barnez Posts: 32 Forumite
    Fifth Anniversary Combo Breaker
    I rang the police but they didn't seem too interested as I had no real details. I would add that my ex has previously done time for fraud, obtaining goods and property by deception amongst other things.
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    report here to get a crime numebr http://www.actionfraud.police.uk
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.