New (Used) Car

cool-dog

Hi,

I am hopefully picking up a car today.

I will insure it immediately when I buy it, and try and tax it.

I can see on the .gov website that I can apply for tax as a new keeper using the V5C/2 code on their website, but will it allow me to do this given that the MID will not have been updated as I would have only just bought the insurance minutes previously. The car is not currently insured by the current owner.

I have googled this, and can only find the new tax rules but can not find the answer re the insurance.

Any help appreciated.

Thanks

Geodark

I could be wrong, but I think with this continuous insurance thing the insurance is no longer checked as part of the taxing process.

dunroving

Geodark wrote: »

I could be wrong, but I think with this continuous insurance thing the insurance is no longer checked as part of the taxing process.

Not 100% sure if this answers the question but when I bought a new (used) car recently from a dealer, they also didn't need to see proof of insurance to get the car taxed, whereas I recall last time in the same situation (3 years ago) I had to arrange for the insurance company to fax proof of cover to the car dealer.


Pretty sure on that occasion it was so they could get it taxed.

andy111

The purchase of tax is no longer dependent on insurance ( or mot).
Your insurance will take approximately seven days to hit the MID.
you can purchase online or by phone.

tedted

the mot is still checked for ved purposes but not insurance

colino

The car needs to be MOT'd to get taxed, but not insured. They have other ways for catching you out on that.

cool-dog

Thanks for all your replies, much appreciated.

forgotmyname

Yeah you can tax it it without the insurance showing. I presume thats another earner for the DVLA. Issue a fine if the insurance doesnt show up within a set timeframe?

Make sure you use the new keepers supplement. Otherwise the tax maybe refunded to the previous owner.

Dr._Shoe

The tax is supposed to be refunded to the previous owner, that's the point.

As long as you have insured the vehicle then you should be able to tax it whether the computer has been updated or not. However, if the insurance doesn't show up within a certain timeframe and/or does not commence on the day the tax was paid then the tax will be cancelled and you're ready to be plucked by the police.

Yes it's true that you don't need insurance to tax your car but if you drive an untaxed car it invalidates the insurance.

Spicy_McHaggis

Dr._Shoe wrote: »

The tax is supposed to be refunded to the previous owner, that's the point.

As long as you have insured the vehicle then you should be able to tax it whether the computer has been updated or not. However, if the insurance doesn't show up within a certain timeframe and/or does not commence on the day the tax was paid then the tax will be cancelled and you're ready to be plucked by the police.

Yes it's true that you don't need insurance to tax your car but if you drive an untaxed car it invalidates the insurance.

Really?

That's an urban myth unless you can back it up with some evidence.

forgotmyname

Dr._Shoe wrote: »

The tax is supposed to be refunded to the previous owner, that's the point.

As long as you have insured the vehicle then you should be able to tax it whether the computer has been updated or not. However, if the insurance doesn't show up within a certain timeframe and/or does not commence on the day the tax was paid then the tax will be cancelled and you're ready to be plucked by the police.

Yes it's true that you don't need insurance to tax your car but if you drive an untaxed car it invalidates the insurance.

Really? So when you buy a car and tax it. Then the DVLA receive the change of keeper and refund the tax that you just bought to the previous owner thats OK?