We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

0% Balance Transfers for UK Expats?

Hi,

I'm a UK expat living in Germany and I have some debts on my UK credit card that I'd like to transfer to a 0% interest card.

I checked the "balance transfer eligibility calculator" on the MSE website, but I think the details required to complete the fields only cater for UK residents...

Does anyone know of any 0% interest cards open to expats or, alternatively, can anyone kindly offer me some advice on what I should do in this situation? Is balance transfer still an option for me?

Thank you in advance!!

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Without a UK address you'll be unable to get any new credit card, let alone a 0% one.
  • Nasqueron
    Nasqueron Posts: 11,776 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Realistically you have 2 choices depending on your situation:

    1) Ask a family member in the UK to apply for one if they have a good rating and do a BT off your cards (few ask who the old card holder is so long as you're paying a fee) - then pay them
    2) See what German banks offer (see if there is a MSE equivalent)?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Thanks for the responses!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.2K Work, Benefits & Business
  • 605.7K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.