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Car accident insurance replacing one tyre?

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  • What tyre size and car is it? Try Oponeo, Tyre Leader or Event for an online price.

    If you felt that strongly about the replacement of one tyre and are sure you will win, issue small claims court proceedings off your own back for the other tyre.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 100 Posts Name Dropper
    edited 20 February 2015 at 8:55PM
    What tyre size and car is it? Try Oponeo, Tyre Leader or Event for an online price.

    If you felt that strongly about the replacement of one tyre and are sure you will win, issue small claims court proceedings off your own back for the other tyre.

    Thanks for the decent advice.You guys really are quick round here!:)

    The tyre is a michelin pilot super sports 245/45/18.

    I was going to take my car to another garage and they all quoted between £900 +950 including two rear tyres for the whole repair and touch up any remaining stone chips.

    This insurance approved is charging £1710 with one tyre.

    I tried to offer a different garage but they have to approve and advised 4 weeks to decide.

    As I only have 3 wheels I don't really have a choice.
    Beggars belief.
  • scotsbob
    scotsbob Posts: 4,632 Forumite
    I was going to take my car to another garage and they all quoted between £900 +950 including two rear tyres for the whole repair and touch up any remaining stone chips.........................
    This insurance approved is charging £1710 with one tyre..................
    Beggars belief.


    Indeed and it also results in increased premiums for everyone else.
  • force_ten
    force_ten Posts: 1,931 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    most insurance companies will allow you to take your car to the garage of your choice but if you choose to take it to a non approved repairer then they may charge you an increased excess

    when my car was in need of accident repair i took it to the main dealers and they contacted the insurance company for authorization to repair it which was granted but cost me an extra £200 for the privilege

    as for the tyre on a performance rear wheel drive car i would be looking to change tyres at 3mm as recommended by most german manufacturers so i personally would consider a tyre with 4mm as near the end of its life and would be looking to change it soon
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    force_ten wrote: »
    [STRIKE]most[/STRIKE] All insurance companies will allow you to take your car to the garage of your choice but if you choose to take it to a non approved repairer then they may charge you an increased excess
    No excess to pay, it's a non-fault accident and the TP insurer is paying.

    OP, you didn't have to use an "insurance approved" repairer, you could have taken it to a repairer of you choice.
  • Ectophile
    Ectophile Posts: 7,993 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 February 2015 at 1:09AM
    I used to have a rear wheel drive sports car. When I got it, it had mismatched tyres on the back - not just different ages, but completely different brands. The front ones were a different make again.

    It went round corners just fine, even when hurtling around a disused airfield. It only ended up with matching tyres after I'd had it for a few years and changed all the tyres.

    Actually, I changed the front two tyres first. Despite having plenty of tread on them, they were lethal in the cold weather. The rear ones I just kept until they wore out.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Typically you'd have no case. But if you can demonstrate that the difference is materially affecting stability then that could be different.

    BUT you are subject to the same limits the rest of us in Focus' and Mondeos are so I doubt you'd be able to present a valid and justifiable case to need identical tires for racing round bends on public highways.
  • loskie
    loskie Posts: 1,761 Forumite
    Part of the Furniture 1,000 Posts
    just buy an identical tyre online and fit it to the wheel they are not changing the tyre on.
    Sell the 4mm one as part worn.
    On a "high powered rwd sportscar" 4mm is not far off the end of it's life anyway.
  • colino
    colino Posts: 5,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Strange that you are complaining about not getting an upgrade on both rear tyres, but accepting that your valuable, damaged alloy is getting a quick refurb.. That's what I'd be insisting was renewed.
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