What do we loose

jem1961

Hi everyone, my husband and I are currently on benefits he receives ESA in the support group with the disability premium. he gats PIP at the high rate for care. I receive PIP at the low rate for care and Carers allowance for my husband. My mother has passed away and left me £60,000, can anyone tell me which benefits will be affected.
Many thanks for any help.

calleyw

sorry for your loss.

Anything income related such as help with council tax, rent.

Is the ESA your husband gets income or contribution based? If income related that will go.

Pip stays as you can work and get that.

Not sure about carers sorry.

Yours

Calley

[Deleted User]

carers not a problem either (providing you earn less than £102 a week)

specialboy

Hope the benefit reforms stop people claiming when they have thousands in the bank

thorsoak

jem1961 wrote: »

Hi everyone, my husband and I are currently on benefits he receives ESA in the support group with the disability premium. he gats PIP at the high rate for care. I receive PIP at the low rate for care and Carers allowance for my husband. My mother has passed away and left me £60,000, can anyone tell me which benefits will be affected.
Many thanks for any help.

I am sorry to read of the loss of your mother - that is a greater loss than any financial loss that you might incur through having inherited from her a sum of money which most people would dream about.

Take advice from here about where you should invest the £60,000 so that it does give you an income to help with your needs.

tomtom256

specialboy wrote: »

Hope the benefit reforms stop people claiming when they have thousands in the bank

The current regs already deal with this with a savings cut off and tarrif income.

rogerblack

And, of course - if a properly written will had been done, setting up a trust - the money could have been actually beneficial.

A large bequest to people on means tested benefits can end up as being unable to spend the money in any way other than as if you were still on benefits, with very little discretionary spending that does not risk at the end of the term being held to still have some of the money, and reducing or eliminating benefit entitlement.

In addition to having to re-claim any means-tested benefits such as ESA.

It is impossible to tell what is 'safe' to spend on - one decisionmaker may consider a family holiday to florida reasonable, another Tesco Finest unreasonable.

[Deleted User]

specialboy wrote: »

Hope the benefit reforms stop people claiming when they have thousands in the bank

Such rules already exist,but of course daily mail readers don't understand that