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Barclay's Partner Finance
josephstar09
Posts: 1 Newbie
Hi Guys,
First post for me
,
So basically I went into the apple store and took them up on their finance offer, (I work in a phone store so I know the full application process), got through to the decision page and it came up as referred. From then I had to answer a few Security questions from the Barclays woman, and she said apple would be given a decision in the next 5 minutes.
Got back expecting to pick up my new laptop and they said i'd been declined which is strange.
I logged into Experian to find my score sitting at a handy 967.
Any ideas what could have caused this, and would that decline have further reduced my chances of getting finance elsewhere?
Thanks!
First post for me
,So basically I went into the apple store and took them up on their finance offer, (I work in a phone store so I know the full application process), got through to the decision page and it came up as referred. From then I had to answer a few Security questions from the Barclays woman, and she said apple would be given a decision in the next 5 minutes.
Got back expecting to pick up my new laptop and they said i'd been declined which is strange.
I logged into Experian to find my score sitting at a handy 967.
Any ideas what could have caused this, and would that decline have further reduced my chances of getting finance elsewhere?
Thanks!
0
Comments
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Firstly, your score means nothing at all. Ignore it and don't pay for it.
What's in your credit files? What's your credit history and repayment history? Any outstanding loans, defaults, CCJ's?Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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