Sold car but remaining Registered Keeper - do I need to notify insurance?

Collabora

i dont think it will bother insurance companies as long as they get their premiums

just look at a motability car, this is leased to the person with the mobility issue, but does not say they can drive the vehicle, so they can have the vehicle registered to someone else, but they pay for the insurance and can name anyone as the main driver

thenudeone

David_InsDef wrote: »

Yes, but the lease in the OP's name would have given them insurable interest in the car - which they no longer have.

You not need to own or be the keeper of a car to be able to get insurance for it. - otherwise the short term insurers you suggest couldn't operate!

But it is certainly one to confirm with the insurers.

David_InsDef

thenudeone wrote: »

You not need to own or be the keeper of a car to be able to get insurance for it. - otherwise the short term insurers you suggest couldn't operate!

But it is certainly one to confirm with the insurers.

I didn't say they had to be the owner, nor the keeper.

I said they have to have insurable interest.

InsideInsurance

David_InsDef wrote: »

I didn't say they had to be the owner, nor the keeper.

I said they have to have insurable interest.

I think the "which they no longer have" was read to be in reference to the insurable interest, its certainly how I read your prior post

David_InsDef

InsideInsurance wrote: »

I think the "which they no longer have" was read to be in reference to the insurable interest, its certainly how I read your prior post

They don't have it in its original guise i.e. a lease, which is the basis upon which the holding insurer will have accepted the risk. It's effectively now a 'borrowed' vehicle, which would exclude many of the market's insurers if they were presented with this as new business. Hence the guidance to speak with the insurer.

*edit* Just noted the OP's subsequent post re. the holding insurer accepting the change - which is good news for the OP.

mpreed

David_InsDef wrote: »

*edit* Just noted the OP's subsequent post re. the holding insurer accepting the change - which is good news for the OP.

OP here!

Indeed it was good news. I was so surprised at how matter of fact they were, that I explained the situation again and got the same response.

:beer::T

Parking_Trouble

Good outcome.

Perhaps indicative of a change in car "ownership" options, or desperation for insurers to hang onto or gain customers.