How to play this

florita1

Edited as worried about being identified

grumbler

florita1 wrote: »

... is it likely Barclaycard will offer me a new rate?

Ask and see. My barclaycard offers me 'transfer to a current account' and BT deals every month.

In either case should I wait until the barclaycard is updated to bring down the percentage usage?

Surely

Any idea how long this will take?

It's supposed to be monthly.

If I apply for a different card, should I close barclaycard completely?

This depends, but generally it's better to close.
It might be worthwhile to cut the unused limit(s) first before applying for new card(s).

florita1

grumbler wrote: »

Ask and see. My barclaycard offers me 'transfer to a current account' and BT deals every month.

Just call them and ask?

Thank you

grumbler

Yes, call, but first check your online account for possible offers - right side, at the bottom.