Paying off v paying the minimum

ottavo

Hello

I was wondering if anyone knew is it better for my credit score to pay off the credit card debt I have or continue paying off the minimum each month as long as it's not earning interest?

I've got another 12 months until the interest kicks in and currently pay the minimum each month but have the money available to pay it off completely.

Is it better for my credit level to show I can pay off the minimum every month and have that ongoing as manageable debt, or just pay it off and have no debt?

Thanks

jonesMUFCforever

Just concentrate on getting those green ticks on your Credit files.
As long as you don't miss a payment or don't pay enough you will be ok by paying the minimum for now.

jimmy*c

Personally, I would pay it off if I had the money available. Less accounts = less debt and that's more favourable on your credit file, however, green ticks are still a plus as jonesy above me said.