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Solicitor not on approved list, what now?
CATS
Posts: 286 Forumite
Our FA appointed a solicitor to deal with a re-mortgage of our current property and a mortgage of a new property.
The solicitor is in the approved list for the re-mortgage lender but not for the new mortgage lender. Their application to join has just been rejected. I have already paid a fee for searches etc to the solicitor but now we have had to change solicitors.
Anyone know what happens in terms of the money already paid? the solicitor said they have already submitted the searches and they have had documents from the vendor solicitor's already.
The FA is going to find out what happens now but any ideas would be great.
Thanks
The solicitor is in the approved list for the re-mortgage lender but not for the new mortgage lender. Their application to join has just been rejected. I have already paid a fee for searches etc to the solicitor but now we have had to change solicitors.
Anyone know what happens in terms of the money already paid? the solicitor said they have already submitted the searches and they have had documents from the vendor solicitor's already.
The FA is going to find out what happens now but any ideas would be great.
Thanks
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Comments
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Either you switch solicitors for your purchase to one who is on your new lender's panel, or you stay with your existing solicitor and the lender instructs a panel solicitor to represent them (if the former, you may have fees for the work done so far; if the latter, you will almost certainly be expected to pay the additional legal fee for the lender's solicitor - though the searches etc don't have to be duplicated).0
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Complain against your FA that he failed to do basic checksChanging the world, one sarcastic comment at a time.0
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Ask the solicitor to join the panel, mine did, took a couple of days0
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Hi davidmcn, we have already switched solicitor, my question is what happens with the fees I have already paid and the searches already done. I didnt appoint the solicitors, my FA did so surely they should have checked that they were approved? The money paid so far has been a deposit so they can start the searches, does this mean they can just transfer what they find?
At some point either the FA or the solicitor should have known they were not on the approved list, surely I cant be expected to pay for this twice?0 -
Glover they have been rejected0
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Glover1862 wrote: »Ask the solicitor to join the panel, mine did, took a couple of days
See OP, they've tried and been rejected.Make £2025 in 2025
Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
Total (4/9/25) £1573.21/£2025 77%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
I didnt appoint the solicitors, my FA did so surely they should have checked that they were approved? The money paid so far has been a deposit so they can start the searches, does this mean they can just transfer what they find?
You may have been introduced to them by the FA but they're your solicitors - you've given them instructions and money to do work on your behalf. Have they sent you their terms of business? If so, what do they say about the costs? Searches can be transferred.0 -
Ask the old solicitor to pass the searches to the new one?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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