Help! Spent housing benefit repaying old debt

System

SailorSam wrote: »

With the introduction of Universal Credit we're going to have problems like the Op has got herself into more and more.
It's all well and good saying people should be able to budget and get use to a monthly payment but we all know from reading threads here on Mse, many will never learn. And if the rent part of any benefits they're paid goes straight to them rather than the landlord there's always going to be something more important than the rent.

I can see this happening too

I'm incredibly lucky that i get paid weekly, so if i'm having one of my more manic episodes and end up spending money i shouldn't, i at least only have to survive to the next week, if i was on monthly pay (as tax credits will be included) i forsee me struggling.

lighting_up_the_chalice

SailorSam wrote: »

The Bbc said they asked Housing Associations and were told that 91% of their tenants were in arrears.

HA's generally run with rent collection rates in the high 90%'s.

lighting_up_the_chalice

xXMessedUpXx wrote: »

I can see this happening too

I'm incredibly lucky that i get paid weekly, so if i'm having one of my more manic episodes and end up spending money i shouldn't, i at least only have to survive to the next week, if i was on monthly pay (as tax credits will be included) i forsee me struggling.

Then open another account for the monthly payment and set up a DD to your current account for a weekly payment.

Ziggazee

rubytuesday wrote: »

Try living with Bipolar Disorder then you might not be so smug!

What makes you think I don't? You know nothing about me or any illnesses or disabilities I may have.


My point is that people on benefits always have someone ready to wipe their *ss when they come unstuck. Unfortunately, those that work rarely get the same help.

misspickle_2

Ziggazee wrote: »

What makes you think I don't? You know nothing about me or any illnesses or disabilities I may have.


My point is that people on benefits always have someone ready to wipe their *ss when they come unstuck. Unfortunately, those that work rarely get the same help.

Whether we like it or not zig has a point.

Many many people with bipolar and other mental illnesses still work.
Who helps them?
They must fell like society is saying "oh well your OK". When they are NOT OK.
It is possible to work with bp. Its not debilitating. But the people who battle on and work and help themselves don't seem to get listened to. At the same time they see people who don't help themselves get looked after by others.

helping_hand2014

Ziggazee wrote: »

My point is that people on benefits always have someone ready to wipe their *ss when they come unstuck. Unfortunately, those that work rarely get the same help.

what a ridiculous statement to make!

saying that diarrhea of the mouth does seem to come naturally to many on here

misspickle_2

helping_hand2014 wrote: »

what a ridiculous statement to make!

saying that diarrhea of the mouth does seem to come naturally to many on here

Well if the cap fits

helping_hand2014

misspickle wrote: »

Well if the cap fits

as it does to most

rubytuesday

misspickle wrote: »

Whether we like it or not zig has a point.

Many many people with bipolar and other mental illnesses still work.
Who helps them?
They must fell like society is saying "oh well your OK". When they are NOT OK.
It is possible to work with bp. Its not debilitating. But the people who battle on and work and help themselves don't seem to get listened to. At the same time they see people who don't help themselves get looked after by others.

Actually I have Bipolar Disorder - I also had post peuperal psychosis after both of my children but recovered and managed to return to work for many years and also complete a degree but actually my Bipolar Disorder which initially took place twelve years after my last child was born has been extremely debilitating at times.

Psychosis followed by severe Bipolar Depression really is not much fun!

I was actually 'encouraged' ' out of my job running a Prison Visitors' Centre by my employers after my second episode of illness.

Everyone's mental illness manifests in different although often similar ways and thus do capabilities.

rubytuesday

Ziggazee wrote: »

What makes you think I don't? You know nothing about me or any illnesses or disabilities I may have.


My point is that people on benefits always have someone ready to wipe their *ss when they come unstuck. Unfortunately, those that work rarely get the same help.

May be you do but then I would hope you would have a little more empathy!

It is also possible to work and receive disability benefits if they are appropriate.