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Monday 16 February - What small DFW things will you do today?
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Sorry to hear about the break in Boberella
Things done/ to do today:
Wrote on the car insurance saving board to get a badge (had saved about £700 on the previous year!)
Check bank and update finances book
NSD
All meals from stores (fajitas and rock buns!)
Two lots of washing to put on heated airer
Free postcode lottery done
Must catch up with online surveys as I haven't done any for a while
The boyfriend's birthday present still hasn't turned up so I need to contact the company I ordered it from :mad:
Have a lovely day everyone02 0% £719.20 £599.32
Creation 1 0% £1,829.88 £1,443.24
Creation 2 0% £604.80 £588.00
Car Finance 9.9% £17,163.84 £3,218.22
Credit Card 24.9% £815.94 £733.53
Total £21,133.66 £6,582.31 69% PAID
Mortgage £128,560 £115,200.60
Long-Term Savings Pot £0
Debt-Free Wannabe Diary0 -
Thank you Princess! I noticed as was just there as my husband is doing some work this week, that they stole my cashtill! My husband, who attended yesterday after police left didnt notice, but I dont blame him. Idiots. That cost me £500.
I cant claim for it as I have an ongoing (contentious) insurance claim going on due to the damage anyway. Life!
Well done on your roadkill JoJo, and for the free activities. I agree thats where its at this week for me too.
FatVD - I dont agree on the savings front between the big 4 and the budget stores. In my humble experience £20 goes a heck of a lot further in Aldi or Lidl than in Sains or Ts. But thats me. I have found the difference in things like salad to be amazing. Meat too. For example Lidl is doing a pack of quality beef mince for £1.29 this week vs £2 in Ts and more in Sains.
I dont shop brands either but have managed to slash my food bill down using the budget stores. But I always hunt for YS items whenever I go to Mr T. Sains is useless for them.
Yesterday I did see a really grosse thing in Mr T which was bacon marked down to 60p per pack, horray, with mould on it. Grim. And it had gone grey. Who would buy that?
Well, I have so far paid out for 2 items for the business, one enormous at £910 and the other slightly smaller at £91. I have used my reward card, which isnt listed in my total as its £0, and then paid it straight off. So I get points but no interest, plus it covers me for the warantee a card gives.
I also had a packed lunch with my husband who is around today, & also paid another £16.11 off a card, with some Topcashback money that cleared today unexpectedly." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hi All
Am still alive. Just slept the whole day round again. Amazing I can still sleep this much am on day 10 ish of the flu. Should really be better now.
Ho Hum. On the upside am not spending any cash at all.
Really need to get myself a motivational list, shower and make myself move. Maybe tomorrow.
Keep doing DFW stuff all.
Maria0 -
Hi All
Am still alive. Just slept the whole day round again. Amazing I can still sleep this much am on day 10 ish of the flu. Should really be better now.
Ho Hum. On the upside am not spending any cash at all.
Really need to get myself a motivational list, shower and make myself move. Maybe tomorrow.
Keep doing DFW stuff all.
Maria
Maria
Listen to your body, it obviously still needs the rest to enable you to recover, take it easy xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Maria we miss you! Get well soon. X" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
That's lovely. In our town we also have a shop that buys unwanted books by weight and gives you cash for them.
Unfortunately we don't have anything like thatIf we did I would have made a blimmin' fortune because they weighed a ton :eek: I / we have a ridiculous number of books, a lot from previous study, jobs etc. We are both retired now, and don't need them, so I have decided to keep only books that I will read more than once. OH has a huge number as well, but he also has a den to keep all his stuff in, so sorting that out is up to him! Apart from the 6 carrier bags that went today, I have made nearly £60 from Amazon Trade in, and have loads for when we next do a boot sale. I will need to sort them again.
Today's small things
1. Got an email from music magpie to say another order for £7.80 has been processed. That was for a small broken laptop. So its good to get cash in for that. I've already had £25 from music magpie this month which I paid straight off a card. Will do same with this.I noticed as was just there as my husband is doing some work this week, that they stole my cashtill! My husband, who attended yesterday after police left didnt notice, but I dont blame him. Idiots. That cost me £500.
I cant claim for it as I have an ongoing (contentious) insurance claim going on due to the damage anyway. Life!
Sorry to hear this
I always hunt for YS items whenever I go to Mr T. Sains is useless for them.
They certainly are! Not worth bothering with
Yesterday I did see a really grosse thing in Mr T which was bacon marked down to 60p per pack, horray, with mould on it. Grim. And it had gone grey. Who would buy that?
:eek::eek:
I have just listed 2 items on ebay, which I am very pleased about, as it was not on my to-do list today0 -
Evening All
Thanks for starting us today
Dawn thanks for the Amazon book tip
Bob sorry to here about the break in that's bad did they take any of your stock.
Bob re kids lol sadly no change there no even when I was ill
Marie rest is the best thing xx
have a great nite xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Apologies for the long post but I've not posted in a fortnight:
So I have done:
- Went out for dinner on Valentines, not very moneysaving, but we do budget for one night out a week, discovered a fabulous resto, tried amazing food, and got a free rose out of it
- Motivating people at work to start / keep saving, and gave some basic benefits advice out too
- Doing really well at work stats-wise. Had a test and an interview and though they have no real outcome, they both went well
- OH bought me flowers for Saturday with a discount, free chocolates & delivery
- Had a really relaxing Saturday watching catch up TV together in bed
- Bought a couple of books for my future children. Before you :eek: this is moneysaving as I'll have less to spend in one go in the future...
- Also had a lovely Sunday - did chores, browsed the shops, had a coffee date with OH, then evening Mass
- Didn't buy breakfast out this morning, only spent £3.30 on food (which I'll be gradually reducing)
- Made a batch of barley and froze some, will help with future cooking
- Bought BIL a birthday present - Calvin Klein boxers reduced to £25 from £30
- Bought lots of reduced food this evening
- Made a cider & steak stew for the slow cooker tomorrow morning
- Got £3 worth of Waterstones vouchers free
- Starting Week 7 of overtime, aiming for 12 weeks' worth
- Went to court - had one of the charges dropped, and the prospects look good for the other charge
- Continued going to church and tithing. This is moneysaving as I do believe our efforts will be blessed
- £6 Quidco cash back ready to be paid
- Did a 'bleach soak' and a delicates wash as well - had been putting off the both of them
- Bought hay & cat food on discount
- Checked credit report - I know the score is meaningless, but glad to see it's gone up significantly. All still in order
Will do:
- Put on slow cooker
- Pack lunch for tomorrow
- Return Waterstones thing
- Post BIL gift
- Go to court on Wednesday
- Get £10 FD charges removed
- Phone EdF about 19p charge?
- Payday in two days' time, hopefully put away £600!
- Open up new savings account, Nationwide
- Write JW letter
- Write complaint letter about holiday
- Write court complaint after Wednesday
- Create charity direct debit0 -
We were out visiting OH parents today, this is the first opportunity I've had to get online today.
Today I have managed:
NSD
Breakfast from stores
Used minimal electricity at home
Arranged to go to free workshop tomorrow
Came home with doggie bag of bacon, pork pie and salami
Given a present of HM caramel slices
Sorted library books so OH can return them tomorrowFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
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