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Car hit again! Not repairable this time

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Comments

  • AdrianC
    AdrianC Posts: 42,189
    Eighth Anniversary 10,000 Posts Name Dropper
    Forumite
    I havn't seen the estimate, but from what I was told by the body shop the cost of parts was more than the value of the car alone, so I'm assuming before any labour was added the writing was on the wall.
    That I can believe. That's a long way from the majority of the bill, though.
  • Maybe it's time to walk away from this car, you don't want a third time unlucky.
  • How would they know that the car was previously written off?
  • dacouch
    dacouch Posts: 21,636
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    If you claim from your own policy depending in your Insurer you may find the remaining instalments are deducted from the settlement you receive.

    Personally I think you would be best waiting to see how much the other company offer you before making a claim on your own policy so you can assess which is financially best for you
  • arcon5
    arcon5 Posts: 14,099
    Part of the Furniture 10,000 Posts Combo Breaker
    Forumite
    If you claim from your policy you'll also pay the excess and possibly loose ncb.
    Your assuming they would do a substandard repair without good reason.
  • specialboy
    specialboy Posts: 1,436 Forumite
    Have you been in contact with your own insurance yet?
This discussion has been closed.
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