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loading a credit card with credit?

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Comments

  • No you can't it breaches the terms and conditions - this is from the Halifax website
    http://www.halifax.co.uk/creditcards/clarity-card/#Can_I_put_money_on_my_card

    Can I put money on my card to increase my available credit whilst on holiday?

    Credit cards are not designed to be used this way. Using the card in this way breaches the product's Terms & Conditions, which state:

    7.7 You must not make payments or transfer funds from another credit or store card to your account that would leave a credit balance on your account. We may return any funds that exceed the balance owing on your account to the account from which the money was sent.


    If you have access to internet banking whilst away you could I guess pay some money to the card once the transactions appear on the card AS LONG as you do not put the card balance in credit.

    I use one of my other credit cards for expenses and always pay the amount reimbursed from my employer straight to the card when I receive it which is usually about 4 or 5 days after it shows on my card.
  • lpgm
    lpgm Posts: 359 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    If you have access to internet banking whilst away you could I guess pay some money to the card once the transactions appear on the card AS LONG as you do not put the card balance in credit.

    You don't have to guess - that's exactly what the MSE strategy is!
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