Paying off DFS sofa credit early?

Hi

Is it possible to pay off the credit on a sofa my OH got from DFS. I looked on their website but it just says how you can take out credit etc with them.

I'd rather pay it all off now so there's nothing owed when we apply for a mortgage.

Any help gladly appreciated

Comments

  • who was the finance provided by?
  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mat_Lock wrote: »
    Hi

    Is it possible to pay off the credit on a sofa my OH got from DFS. I looked on their website but it just says how you can take out credit etc with them.

    I'd rather pay it all off now so there's nothing owed when we apply for a mortgage.

    Any help gladly appreciated
    Get in touch with the company that provided the credit (this may not have been DFS, but instead a financial institution). Ask them how you can fully repay the loan.

    We did this with Harveys, paid off our sofa in full about six months into the first year. I just emailed the finance company (Ikano Bank) and they responded immediately with details of how to make payment.
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cool thanks, I guess digging out the paperwork should have been my first port of call before posting a thread
  • My dfs loan is paid to Barclays Finance Partners, and shows up as that on my bank statement.

    http://www.barclayspartnerfinance.com/contact-us
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • kingstreet
    kingstreet Posts: 39,193 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Used to be Santander, now Barclays Partner Finance, as noted earlier.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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